moneymabels debt free by 2009 challenge

moneymabel

Thanks Amy (hope you find your remote control!) thats very nice of you, unfortunately due to the nature of my jewellery business i really need to be close to the wedding shops as i do an alteration/bespoke service,i suppose it could be done by post but ive not been having a lot of luck with royal mail at the mo (lost book i sold on amazon!)
Its a very kind idea though and thankyou for the thought.
Best of luck for the interview Jen i'll have everything crossed for you!!!

moneymabel

Perhaps i should take the £40 back out of the isa and pay it off the debt, worry about the xmas money at the end of november instead? Think i might be trying to be too organised trying to sort christmas as well. ive got most of the presents already, if worst comes to the worst i can always juggle things about a bit so everyone gets something?

jenjade

me too mm!! i cna only do my best and it really doesn't help i have a blocked head hayfever or something maybe!!

i have been to tesco but not spend much and my mum has a voucher for £7 off when you spend £50 for next week she said i can have so i am going to try not to spend anything and make a good solid list to control my spending and make sure the food lasts. me and dd have used a loads of tins and stuff this week that won;t need replacing! yuck!!

jenjade

if you are not paying interest on you devt mm leave it in the isa till last minute so it can gain some interest etc! would be bad if you paid it off your debt then go into debt paying for x mas. i need people to keep an eye on me x mas i overspend big time. you guys will have to keep me on the straight and narrow!!

**Amy**

Thats ok MM. xx

I would leave the money in the ISA as you are earning interest on it. :beer:

Good luck tomorrow Jen, my fingers are crossed xx

Right im off to have soemthing to eat, and hunt for the remote again :rolleyes:

xx

jenjade

mm- are there any other wedding shops near you or a bit further you could do?

moneymabel

Dont worry-wont be in debt paying for xmas only need another £80 in total for remaining vouchers, out of that hoping for £10 voucher from pigsback(on 1065 points need 1150) £ 10 from valued opinions(already have enough points just waiting for them to credit)and hopefully enough nectar points for £15 voucher for sister, have nearly wnough points for £7.50 already and have just joined TNS surveys (thanks Nicki!) so should be able to earn enough for that-also will give card to OH everytime he buys petrol. So will only need £45 in actual cash.
So, i know you have given me sensible advice but i am going to take the £40 out of the ISA i really need to see the debt going down at the mo more than i need the savings balance, plenty of time for that next year!!
So i will pay that now and the £4 i won on bingo so new total is £1710 yay!!!!!!!!
Sorry for the ramble lol

jenjade

wooohooo well done mm (it is comletly up to you on offence taken) what a fab new total

moneymabel

Just updated sig.......:-)

There are only 5 wedding shops in my reasonably close area, 2 i'm already in, one i was in but didnt pay up so i took my stuff back, one just closed down,one only sells costume type cheap jewellery and wasnt interested, and the last one is run by 2 scary old ladies who look like something out of league of gentlemen (how they stay in business is beyond me lol!!)
So thats pretty much it lol!!

jenjade

thats a shame mm
can anyone guide me throught the nectar site tot find TNS surveys? i can't find it

just shaved leg showered read notes for tomorrow and also tried on my new outfit?