moneymabels debt free by 2009 challenge

moneymabel

wow ! Look at your sig jenjade - well done you!!! I'm going by paydays and I have eight left until end of year, I pay £300 each month out of wages which leaves me .... Er.... some...extra... to find each month( will work that out in a bit) basically doing the same as you, quidco, bingo, ebay and any extra I get from selling my wedding jewellery on top of that( business is slow at the moment tho.

moneymabel

right worked it out and after next weeks payment of 300 quid I need to find an extra 82 quid each month to be debt free by 2009, only basic payment this month as no quidco payment coz changed bank details. Bingo win will go on best mates daughters 18th birthday present.
Are you on track jen? How much to u need to find each month? Oh, can u let me know if your lotto 24 tracks coz mine still hasnt.:-(

jenjade

how do i know if i win on lotto 24? i didn't really understand it
i think i might have to phone foxy bingo still no luck if i can't get it out i will blow it all!!!lol
i will see if i can work out if i am on track and how much extra i need

jenjade

my lotto is showing as £15 validated

jenjade

right i pay £15 a week of the debt. 31 weeks takes me up to the start of the week christmas day falls in i would love to be debt free for x mas.
£15.00 x 31 weeks = £465:T
my debt is £917.80 - £180 (savings)=£737.80- £465 (payments) =£272.80
£272.80 divided 31 weeks= £8.80 a week!!!!:rotfl: :A :laugh: :dance: :grouphug: :whistle:
oh my that is fab!!!! i can't believe that I CAN DO IT!!

moneymabel

lotto will email you if u win so no worries. Mine still not tracked- pants!

moneymabel

looks like we are well on track! Right so you need £8.80 a week that's £35.20 a month I need just over £82 so let's say £83 and we can report each month on whether we are on track still, if we fail one month we can catch up the next- what ya reckon?!

jenjade

great idea... i have £207 on stuff in quidco hope some of that will clear before dec!! £12 on it's way from amazon... e bay i have loads listed WE CAN DO IT HUN!!

jenjade

i might add i need to raise £36 a month to my signature to remind and motervate me

jenjade

won £10 on a lovely freindly bingo site last night.. not advised though as you need to wager your money 10x before you can take the bonus money out. put in £10 to take out bonus won another £10 then was told you can't take the bonus!!AHHH never mind ended up £10 up could have been £10 down though!! scary
i have been very brave today my lloyds account has been in credit for a long time and at the moment has £800 more than i use in there, so i have been brave for the first time and take £500 to the savings account so my acciount balance will be lower i will have to monitor my spending.. but the £500 will get interest! yeah... i am not counting the £500 towards my debt as it is for car tax insurance and other emergancies!!
this post seems to slide quite far back over night so if there are no objectiong i might list my debt free ideas for the day on here iin the mornings like a check list used to do it on the what same dfw thing have you done today but will save me time if i do it here then we can track progress