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moneymabels debt free by 2009 challenge

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Comments

  • **Amy**
    **Amy** Posts: 2,680 Forumite
    moneymabel wrote: »
    Thats brill amy, whoever started the £2 coin saving idea is a genius-when i get one its like it doesnt even belong to me, it has to go straight in the pot-i dont even consider spending it!

    Same here... i got £6 worth the other day, and just discounted them straight away. :rotfl: Its like they are play money or something.

    x
    Debt: just my mortgage :D
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bit annoying tho coz if you get one you are even more skint!! But they add up so quickly.
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Thats true, but i try not to think about it :rotfl:

    I have just found out a building that we are doing a report on was built in 1800s as a mental asylum :eek: Gives me the creeps. Just seen pics of it and its horrible looking. Has been turned into flats... why oh why would anyone want to live there?

    x
    Debt: just my mortgage :D
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    urgh- no I wouldn't fancy it either!although some would say I'd be at home in an asylum!
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    hi all glad you have had a good day i have had a fantastic day been on training so free lunch :T didn't bother filling the car up as i had a headache :confused: so another no spend day
    i just phoned the tax office they recon i paid the right amount last year so no rebate!:confused:
    then he said he will look at other yearss he said i got a rebate of £72 for 2005 but he said i should have got over £1,000 back he said i paid loads of tax and he has no idea why!!!:j
    he said he would sort it out NOW and i should get a cheque in the next 2 weeks!!! wwwwwwwoooooooooooohhhhhhhhhhhhooooooooooo over £1,000 :T coming my way!!
    advice on what to do with it would be welcome i might save it and continue on my dfw challange. as i am learning to spend a lot less etc!!!
    i am on cloud 9....
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    i advice everyone to check the amount of tax they have paid!!!!!
    also got £102 payment from quidco just waiting for it to arrive in my bank
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    OH wow Jen thats fantastic news re: the tax rebate. :beer: :j

    I think you should save most of it, but maybe treat yourself to a little something??

    Im waiting for a tax rebate from last year, should be around £200 i think, but its taking forever!!!!!! :rolleyes:

    xxx
    Debt: just my mortgage :D
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    mine is from 2005!!! lol
    thanks amy i don;t really feel like i need a treat at the moment although i have loads to do in the garden and wanted to take dd camping to a few nights in the summer holidays so i may keep £100 back for that. well save till the summer then spend it
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wow, that's amazing Jen, I'm sure whatever you do you'll spend it wisely.

    I've just applied for a job through monster after spending pretty much all day trying to get my CV and the like perfect...have realised how neurotic I am. I've given myself a headache. It's for a graduate auditing trainee job, and although it doesn't specify a degree having a politics one I doubt I'll get it. I'm waiting for the rejection lol.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wow jen thats great news!!!! At least that solves the childcare prob in the hols!! I am so pleased for you hun it is brill!
    Take some time and think what is best for you to do re savings/ debt payments, perhaps put it in your ISA ?
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