moneymabels debt free by 2009 challenge

moneymabel

welcome tubby (will have to think of another nickname mate, that will be against the trade descriptions act soon!)
have a read back through the thread (when you have a few spare weeks!) lots of hints and tips and a lot of general deranged rambling (but ignore that bit)
to everyone else on this thread have a look at 'tubbys diary' post, will save him having to repeat himself introducing himself (unless of course you want to!)
will add your name to the first post of this thread after which there is no escape....;-)

Nichelette

Evening everyone

I joined one poll about two weeks ago and I already have £8.55. They're one of my new favourites. Leaving a negative positive on ebay isn't allowed , ebay remove it if sellers do that *curses ebay*. I've had another five sales today, I'm not quite sure where the rush is coming from..

My results went reasonably well, I got a 2.1 overall but one of my dissertations got a first which I was shocked about but very happy with. Oh, and this morning I had an email from a lady who found my CV on monster asking if I could call her as she has a job for a politics/economics graduate which might interest me. I only really uploaded it to get the quidco money so I was a bit shocked.

Welcome to the group tubby

moneymabel

well done on your results nicki and the job offer!!! -looks like you could get more than your quidco £2 out of that monster upload! fingers crossed

tubby1987

Thank god for the copy and paste Thanks for the welcome Nichelette & moneymabel

'Hi MSE, been reading for a while and got my finger out and joined up today Just a little intro I'm 21, called Johnny but most just call me tubbs or tubby and might be moving shortly for a new job so want to get a handle on my debts as it would mean moving into my first flat :eek:

Income: £900 - 1200 (big gap i know )

Debts:

• Halifax credit card - £1026.28 (£1500 Limit)
• Littlewoods - £1488.16, £599 of which is my OWN debt for a laptop I needed for work (£1900 Limit)

Total - £2514.44

Outgoings:

• Gym - £28.50
• Mobile - £27.50
• Paying £100 PM on Halifax CC
• Paying £160 PM on Littlewoods
• Travel - £50
• Rent (living with my mummy still lol ) - £150
• Plus give her £100 towards leccy etc,,,
• Internet - £30

Total - £646

Saved so far this year £2200
Debt paid off so far this year - £1255 (Other credit card I cleared)
Weight lost so far this year 7st 2lb - Now 20st 3lb :eek: :T'

moneymabel

thanks for that, was just thinking should have posted a link but i'm too computer illiterate to do it!
Are you going to use your savings to pay off your debt or is that a separate thing? just wondering coz if interest on debts is higher than interest you are getting on saving might be worth using them to pay debts. sorry if, as i expect you already realise this :-)

moneymabel

also i am very jealous of your willpower to lose so much weight in such a short time, how are you doing it, are you on a special diet?

God i'm so nosy, please ignore any questions you dont want to answer

Nichelette

Thanks mabel, I'm quite sold on the air traffic controller job but it wouldn't hurt to look at other stuff as chances are I won't get that one. Already have £30 in my paypal account after my withdrawal yesterday!

That's an amazing amount of weight loss tubby, keep up the good work!

tattycath

Welcome Tubbs!!!My, haven't you been busy with your soa!!!
Well done with the weight loss too.
I've just eaten some carbonara for tea-late again, really shouldn't eat this late at night!!! I'm not going to do anything to burn it off coz I'm knick knacked!!!
Just managed to fall out with DD just after I got in tonight, so she's got attitude and I'm p****d off!!! OH didn't really help in the car coming home, I was ticked off with him too, not being sensitive to my feelingsa. All I'm gonna say is I want us to have OUR own dreams NOT the ones he was building with his ex!!!!!

tubby1987

Hey, I'm going to keep that depending if I have to move for a new job I should of said the Littlewoods is 0%. As for the diet I'm at the gym 5-6 times a week 20-40mins jogging and about 50mins on big weight training and I'm having around 1500 cals aday + stopping drinking lager was a big help aswell

moneymabel

yep wont hurt to keep your options open nicki,will be interesting to hear what this job is that the woman emailed you about though...could be a spy after all!!
oh dear cath sounds like you've had a rubbish night,definately deserve the carbonara i think! Hope your oh realises his mistake and apologises, hey I was going to say somthing derogatory about men in general but as we now have johnny on here i will keep it zipped ;-)