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Jak's 'I will not spend any money on rubbish and I will pay off my debts' diary

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  • Hi!!! Well hope the baby waiting isnt too long a waiting game! When you have the little one i guess it'll be a while before your back on! Let us know!!

    In the meantime ive been doing well saved 800 pounds so far now towards paying off my debt!! But its going to be a long month not buying anything unless its a little treat or essential!

    Tallie
    Debt for Tallie - JUNE 2009
    NATWEST LOAN......5000.00
    CREDIT CARDS........5000.00
    STUDENT LOAN.......7500.00
    TESCO CARD..........1000.00
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,310 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Jaks

    Just popped in to day I'm thinking of you. The waiting can be frustrated. Just try and get as much rest as you can in the mean while.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks guys. I had a false labour yesterday for 8 hours!!!!! Awful! I hope it starts again soon...
    I'll keep you posted!
    WELL DONE Tallie- that's so FAB!!!
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • Thanks Jak! I went out to celebrate today uni grades and spent 12.00 on a meal. How good was i!!! But feel so good i have that amoutn saved in 2months wages. Ill see tomo in work if i can get any overtime for october rosters too. Every little bit helps. Im doing the sealed pot challange too!!

    Anways good luck with the baby! Im 4days on then one night shift and your prob have had the little one by then. All the best!!!

    Tallie
    Debt for Tallie - JUNE 2009
    NATWEST LOAN......5000.00
    CREDIT CARDS........5000.00
    STUDENT LOAN.......7500.00
    TESCO CARD..........1000.00
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thats you getting ready now.
    Take it easy hun(& thats an order from me!)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooooh I am excited for you. I will keep everything crossed and you are definitely not to keep your legs crossed!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ^^^^ hee hee.
    Do what lucille says!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm ok. Still waiting........
    Going for a walk today with my dh who is off work -yay!
    And going to the bank to pay in some money. That's it really! Bit fed up really...
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • beckseven
    beckseven Posts: 877 Forumite
    Hi Jak-hope you are ok and hope you have some news for us soon. Just enjoy the lovely weather and have a nice walk.
    HSBC Visa-High interest-£2349.23 Nat West £2605.18
    My Overdraft-£1500
    Barclaycard-1089.77
    Marks and Spencer card- 3331.30 next 92.67
    Total was 11066.29 now £10,968.15
  • sugarpants_2
    sugarpants_2 Posts: 601 Forumite
    good luck with the birth

    i have 2 kids(5 & 2 YRS OLD) and being a mum is the best thing ever
    SAVING FOR OUR FIRST HOUSE DEPOSIT

    15,000 NEEDED /35,000 SAVED SO FAR! :j
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