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About ISA

Could anybody help me please !!!!

1. Can I have more than one ISA in different banks £3000 each?

2. What happen if I die - does the Government get the money or my relatives?
??? What if there is no Will ???

3. Do I have to show my ISA to taxmen _ I mean not interest which is free of tax, but the actual savings?

Please !!
Thanks

Comments

  • Baldur
    Baldur Posts: 6,565 Forumite
    1. You could, if they are from previous tax years - you can only open & pay new money (currently up to £3,600) into one Cash ISA per tax year (6th April - 5th April)

    2. The Cash ISA funds would cease to be tax free & would become part of your estate - who receives the money depends largely on you making a will.

    3. The capital & interest within an ISA are free of tax.
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