📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

helllllllllllp

135

Comments

  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Me again. I have a water meter which was fitted free by my local water authority. Before I had the meter I was payiing £28 per month for water. I'm now paying £12.00 per month and this is set to reduce as apparently I've been paying too much for the last year. It may be worth contanting your local water authority and see what they say. I live on my own and it's a massive saving that I can chuck at my debts.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Hey there Bigun :) Don't worry and don't get flustered :) There are loads of people here who will be happy to help you get things in order :)
    Now don't take this the wrong way but I take it there are 2 of you in the household? You say your partnet pays for the food for example? Do you share all household outgoings? How does it work? Don't mean to pry as some people have his and hers and so on - I'm the same - OH and I have different bills we cover - ie I cover nearly all the house hold bills and he deals with the mortgage payments which cost far more but he earns more etc
    It just makes it easier to understand that's all :)
    Your water bill seems pretty high too? Is thi in arrears like the gas and electric? How much in arrears are these?
    Telephone, internet and mobile... you can get this MUCH cheaper - have you had a look around?
    Welcome to the gang :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Apparently I'm too slow typing - ignoreanything you've already answered :rotfl:
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • thanks for that everyone has been really nice and given loads of things to try i have always been 1 of those people who accepted things especially where my bills are concerned but now i have joined here i have so much to think about and do.
  • hello let me explain my money matters. My hubbys only income is industrial injuries and off this he gets the shopping and pays for the kids dinners at school, I on the otherhand pay everything else all the DD's this is why i am in the state i am so any help is greatly appreciated.
  • mancbird
    mancbird Posts: 503 Forumite
    Part of the Furniture Combo Breaker
    thanks for that everyone has been really nice and given loads of things to try i have always been 1 of those people who accepted things especially where my bills are concerned but now i have joined here i have so much to think about and do.

    It can all seem a bit overwhelming at first but there's lots of people on hand to help you if there's something you want to ask about :)

    Keep calm and keep smiling :)
    Mammy to 2 boys aged 5 and 2
  • Can anyone please explain to me how i can edit my SOA
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    I'll be honest I lurked before I started posting, and I have never met (in theory online) a nicer set of people, I dont think of them as strangers, but as friends that I haven't had chance to meet yet.

    I only wish I had found this site 6 years ago, (thou wasnt online until 2004), but I've had a lot of help, I've contributed to posts and hopefully helped others.

    Good luck with it all, any questions silly or not just post, xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • My friend has told me about this site for a while how but i have never done anything about it until today and now i am asking myself why didnt i do it sooner we all need a friend like mine she is tops.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    And you need to do something else

    you need to remember you are not alone,
    As Smashedbooboo said - there are no stupid questions
    and as Tine put it the more info you want to give will help us to help you
    (ok:p we are a nosey lot)

    But the help and support you can and will get here is amazing:A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.