Calling all you night owls

smashedbooboo

Hi Michaelcoop. Welcome to the boards. If you can start another thread and ask for some advice someone will be along very soon woth answers for you. Stick with us hun. If you can put in your thread what the situation is that will make it easier for us to help you. What the debt is for who too. Etc. You can post it all on here but it may not be seen by the peeps who can really help. So start yoyr thread and i will watch out for it. And i will pop over and let you know if there is anything else you need to put down. Please dont be worried about this. I am sure we can help you get sorted honey. x x x x

LilacPixie

Mark - bedrooms have floors that you can see?? flipping heck, fancy doing my house next time

smashedbooboo

Ah right, DCA have to ask the court for permission to take on debt i think. Let us know what it is for. Fermi is the one who could probably help you on this. Fermi is !!!!!! hot on this type of thing. As long as she has enough info to from x x x x x

piglet29

mark88man wrote: »

Hi Piglet - yes - floors are sort of brown and dusty with stains whose provenance is best left uninvestigated before the watershed

Ewwww better left unseen then by the looks of it!!
My 18 yr old ds thinks his floor is his wardrobe!!!:eek:
I took a lovely pile of freshly washed & ironed clothes up to his room for him yesterday, put them on his bed for him to put away, and guess where i found them this morning...........................................................................




Yep on the bl****y floor!!!!:mad:

smashedbooboo

By the way seeing as you are a newbie to all this, do you know how to start your own thread. If not come back and we will help you. x x x

michaelcoop

did post but didnt get many replies,
its on http://forums.moneysavingexpert.com/showthread.html?t=920991debt free wannabes thread and its called "lowel again"

smashedbooboo

Ok i will have a look. But me thinks we can have a play with clownells. {lowels}. I have had dealings with them before. See you in a minute hun. x

poorandindenial

Hi Michael

It makes sense that a court would have to allow a 'new' DCA to enforce an old CCJ. I *think* that the old CCJ would have been so that the owner of the debt could enforce it, not so that it could be sold and enforced by someone else (I say think because I haven't seen the wording of a CCJ and don't know if it relates to the creditor or the debt).

Do the new DCA definitely own the debt or are they fishing? Have you adhered to the terms of the CCJ so far etc? It might be worth a call tomorrow to the number at https://www.nationaldebtline.co.uk (choose your location - england and wales or scotland, they will be able to advise you on the legal position of the CCJ.

penguin83

Hi Michael - once a claimant has received a ccj against you they can enforce it any time they like in the first six years. After the 6 years they need to make an application to the court for leave to enforce the judgment which is basically just asking the courts permission. The judge will want to know why they left it so long - its usually because they couldnt trace the defendant to a current address. HTH give us a shout if you need any more info x x

michaelcoop

well there it is if anyone wants a mooch, not a massive debt compared to what some other people have , not that i'm judging anyone or anything, but still worries me, hiding me car at night and things like that just in case.....probably changing logbook over to relatives name just to be on the safe side