Positive thinking for May - what are you goin to do...?!?!

Gemmzie

Last month's aims....
* Make at least £300 extra towards MBNA Yup £370 made
* Spend under £370 for food shopping Erm, massive fail
* Do NOT overpay 0% cards :rolleyes: Yup, I managed not to
* Get through the month without the OD (could be hard, we are about £450 short at the moment - damn April increases before end of April payrise :rolleyes:) Yes, thankfully worked for Dad picked up a lot so we made it through
* Get mortgage exit fees money back (should be £175) Letter sent, just waiting

We've also sent off for a tax allowance rebate which we missed in 2003.

Targets for May...
* Raise another £325 for MBNA
* Do NOT overpay 0% card
* Leave all money saving until after the 13th
* Chase Tax Credits again

SarahNeedle1872

Aims for May:

> List more things on eBay
> Sort out insurances (car+b/down, dog and contents) plus look into Life Insurance for both of us
> Sort out MOT
> Phone Vodafone and find out when my contract is up
> Phone Thames Water and get my credit back (apparently 3 letters isn't enough:mad: )
> Cancel two CCs, leaving the last two to be paid, plus my 'spends' card - altho its not allowed out to play until after we are DF!
> Re-list Amazon items
> Get OH sorted for Childcare Vouchers
> Get MAC code from AOL and switch to our free BB on Sky

Poosmate

Evening all,

Things to do in May are:-

Keep within my grocery budget (1st month of Grocery Challenge)
Bank commission cheque from Kays catalogue (if it ever gets here)
Bank £20 MutualPoints cheque (ditto above)
Sell one of my cars and possibly the oven for scrap
Do some gardening and plant some veg in the garden
Check out Pigsback and other earning sites (or Piggysback as I called it the other night! lol)
Have a go at Ebaying some stuff (a mate is selling for me atm)
I have the boot of my car empty and the seats down in readiness for saving stuff destined for the skip at work - it's amazing what they chuck out! Actually, no, not amazing - it's disgusting!
Make planters from 2 pallets I already saved from the skip and use them to create raised beds for aforementioned veg patch
Try to make a solar convector heater (as seen on the web)
Chop up my grapevine before it gets too out of control and train it properly this year!

I think that's it for now

Hope we all achieve as much as possible and reduce our debts somewhat in May.

Good luck all

Poo

Oooh! Just thought of something really important! I must start claiming my car mileage! I must be owed a small fortune and will lose 2 day's salary from end of May's salary for strike action taken in April. The mileage should cover it.

debtbegone

:hello: Hello! :hello:

My first month putting down my aims, hope it gives me the kick I need!

* Make the full £310 in the £10 a day challenge
* To do this I'm going to sell on ebay, amazon, play and greenmetropolis
* Accept any overtime offered (rarely happens but might over the next few weeks, fingers crossed)
* Take £10 out on a Thursday to last me the week (spends for myself)
* Have at least 3 NSD's over the week
* Get my bum into gear with my business stuff I've been procrastinating over.
* Spend only £10 a week on fuel (easliy do-able now I've got a small car again )
* Cancel the Credit Card Repayment Cover so I'm paying off more debt
* Pay at least £500 to my Credit Card

That's all I can think of at the moment :beer:

jak

I posted earlier but I forgot a couple of things so here gos:
- Pay off my credit card by the end of May!!!! This is my primary aim. To do this I will put my wages on it £489, HB owed £288, CT rebate £98, and CT £44 = £919!
This is my plan! I hope I can do it!!!!!
Also- get free baby stuff from: kind friends, my sister, coupons- got enough for a few packs of nappies- going to use reusable but need some disposables initially. Hope my sis will get me the nappies as a baby gift...

Candy0107

Hi,

This month I plan to:

• do more ms jobs, to make £30 in fees
• have a filing day ~ statements/bills/ms paperwork
• stick to £15 pocket money per week
• have a clothing sort out day
• go for more job interviews to get a better job ~ got told Monday that in July I will no longer be required (I am on a mat. cover contract)
• chill out/get some sleep
• Keep filling and try not to count my 20p and under bottle ~ counted yesterday, and there was more than £50 in there :j. I can not count/see/estimate how much is in my terramundi (cant wait til 30/11/08 ~ opening day, hope to have £300 in there)
• watch my fruit/veg grow (and look forward to free food in the next couple of months) ~ I am even hoping to make nettle fertilizer :eek:
• celebrate that the start of my debt is my debt should be £16k and not £17k any more :j

Think that is about it

Little_Pickle

I have given up smoking!

That will save me around £1,500 per year!!!

I am also planning to start eBaying and comping more regularly!

Good lucky to everyone!
LP
xox

Nessa56

Little Pickle

WELL DONE YOU :j :j :j


V
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headoutthesand

I can't believe how motivated everyone is. Well Done and GOOD LUCK :j

I thiink reading what everyone else is aiming for helps others with their goals - make you want to beat one another :rotfl: Winner gets all their debt paid :T

brummiebabe

Great thread...:T

Money wise..I have only 1 aim for May: That this be the first month (EVER!) that we live within our means!!!! Have used savings to clear any debts (and pay for £1000 worth of repairs to my car :eek: last month!) Still have some savings..but don't want to touch them again!!

We've started saving properly for things...I've now saved the balance for our holiday in August...so am now moving onto the spending money!!

We have a weekly cash allowance each...and that's it!! No more popping to the cash point for another £20-30 per time!!!

Our budget is set & very do-able. I know we're in a good position compared to some at the moment. However with EVERYTHING increasing in price.....we've got to be careful!!

I'm trying to get back into posting regularly, using my spending diary etc.....it's amazing how, a few months away from posting on a regular basis has such huge effects on the amount you spend!!!!!

Haven't had chance to read all the posts but good luck all!!!!:D