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Positive thinking for May - what are you goin to do...?!?!

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As most people will be getting paid this week i thought it would be a good idea to list what we aim to do to help clear our debts for the month of May (almost half way through the year already :eek: )

This can vary from making at least half of the £10 a day challenge
over paying credit cards/loans/other debt by a certain amount
taking on a second job by a certain date
signing up to cash back websites

the list could go on...an on....and on...

I feel that if it's written down here and we all egg one another on we might just make more of an effort to come back at the end of the month and see we've done it or even excelled our targets for the month

this month i aim to

list more stugg on ebay and make at least £50
start using my free breadmaker to avoid buying from shop
join £10 a day challenge and pay all proceeds to debt
take the bus to work at least 2 days to avoid over using petrol
stick to shopping budget
meal plan for at least one week out the month
keep doing piggy clicks and comps - I will win one this month
reduce usage on dryer and keep using clothes horse
start using new bank account for spends which I set up to keep the bills account seperate

This month is going to be really hard for us cos we have so much on. I have a hen night which is costing me an arm and a leg before I even leave the house, OH has a stag do at the end of the month and only revealed to me last night that it is 2 nights - not one :mad: then inbetween I have my nephews first communion and a few birthdays.

I don't think the bills will be overly over paid this month but I will try my best

Anyone else.....:confused:
Official DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j
«134

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    OK, I am going to aim to do the following:
    • start my new job next week :D
    • stick to the budgets (very strict ones) that I have set myself. Daunting but do-able :D
    • Make my full £10 a day for the challenge
    • Take £10 out of the bank each week and not spend any more than this on coffees/lunch extras etc whilst at work. Any surplus into ISA.
    • Do a car boot sale with Pania
    • List at least 10 things on ebay
    • Start jogging.........hmm
    • Stick to diet.......double hmmm
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Can I join in please?

    This month I aim to do the following:
    • List and hopefully sell more stuff on E-bay
    • Clicks and comps
    • Redo my spreadsheets on the statements have come through from bank
    • Cut down on alcohol
    • Use what is in freezers to reduce shopping bill a bit more
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Hiya :hello:

    This month I intend to:
    • Do the £10 a day challenge - all proceeds to my credit card debt
    • List as many items on ebay as i can (all proceeds to my CC debt)
    • Fill out my daily spreadsheet to follow a weekly budget
    • Bring in lunches to work, and have NSDs during the week.
    :beer:
    Debt: just my mortgage :D
  • Little_Chicken
    Little_Chicken Posts: 2,798 Forumite
    Part of the Furniture Combo Breaker
    This month I will
    • Continue not to spend on unecessary rubbish
    • Aim to make £500 on the Ebay challenge
    • Try to win at least 1 comp
    • Cut down on booze
    • Aim to make £50 from Mystery Shopping
    • Work out how to make some money on pigsback
    • Try doubly hard to find a new job - it's been 5 months!:eek:
    I've also got tons of birthdays this months, but people have been very understanding about my employment situation. I also got some brilliant bargains from liks people posted on here:beer:so hopefully I can minimise costs.;)

    Good luck peeps!
    :grin: Save me from spending...
    Sealed Pot Challenge 2008 - £1004:T 2009 - £1139 2010 - £1260 :j 2011 - £1557 2012 - £740 :beer: No 195 Target £1k
  • pandapaws
    pandapaws Posts: 2,119 Forumite
    Fantastic thread! Ok, here's my extremely long list of things that I want to do in May - many of them are things that I have been trying to get done throughout April unsuccessfully:

    Money

    £10-a-day challenge - want to aim for £20 including Ebay
    Try and complete the Olympic Challenge - £348.46 to go
    Sort out new spreadsheet based on all new ins/outs since house move
    Write to HSBC about reclaiming mortgage redemption fees
    List at least 50 new items on Ebay and do 200 listing edits (it's complicated!)
    At least 50 mysearchfunds clicks a day
    Do ALL surveys except the really poor or prize draw ones
    Check Pigsback accounts twice a week
    Be brass-necked enough to hand as many coupons as poss when shopping
    Re-try the free bongo, and play Free Gala on Thursdays

    Home

    Finish all the rooms we've started to decorate
    Find ironing lady and gardener (sorry folks, it just won't get done otherwise!)
    Get all our stuff out of friend's garage where it's in storage
    Properly clean/tidy the house, then keep it clean!
    Organise the paperwork mountain and not let it build up again

    Family/Friends
    Spend less time on here (:eek:) and more playing with DS (Not the Nintendo one!)
    Try and find babysitter so DH & I can get a night to ourselves, even just for a couple of hours.
    Write all the Thank-You cards I've not done yet for baby gifts
    Ring mother more often and be more patient with her!
    Reply to all the emails I've got flagged

    Health

    Lose half a stone this month. But need to get weighed first to see start weight!
    NOT visit McDs more than once a week, however convenient it is!
    Try to cook a proper meal at least every other day
    Find slow cooker and use at least once a week
    Try and eat the 5-a-day at least every other day
    Walk to work, park or Post Office (1-1.5 miles) 3 times a week
    Keep on at DH until he fixes bikes, then actually use them!

    That's a hell of a lot but nothing in there that shouldn't be totally do-able - a lot of it is stuff that normal people do anyway without any difficulty whatsoever! Sorry to use so much page space, I just find that if I post lists I'm far more likely to do them than if I keep them in my head! I'm going to copy that list over to my own diary as a reminder of what I'm meant to be doing.

    Hope everyone else manages to stay on track!
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    I'll join in with this. My aims for May are:

    - participate in the save £10/day in May challenge
    - keep my grocery shopping down to a minimum
    - currently got 9 items listed on e-bay and intent to list another 10
    - not go out over BH weekend but try and get some work done in garden

    Not very much but every little helps.
  • Hell1
    Hell1 Posts: 160 Forumite
    Mortgage-free Glee!
    Hi:j

    My aims for may are:

    1) Put at least £500 into savings acct (to pay off loan)
    2) Live on rest of money after dds and loans have come out.
    3) NOT BUY FOOD AT WORK


    Here's hoping!
  • Honeybee_2
    Honeybee_2 Posts: 290 Forumite
    1. Get to the half way mark in the £10k by Christmas challenge.
    2. List 5 items on ebay every day in May.
    3. Get rid of at least 2 debts in May.
    Debt free in 2010 :beer:
    £6551.35 paid so far.

    This WILL be my debt free year! :T
  • xtessx
    xtessx Posts: 178 Forumite
    Hi Everyone

    My aims for May:

    Start clearing out cupboards ready for moving
    Do £50 worth of mystery shopping (only made £10 this month)
    Wash on 30 degrees only
    Hang clothes on line to dry
    Budget and fill in spreadsheet daily

    xtessx:T
    Total debt at May 08 - £28,934.53 :eek:
    Proud to be dealing with my debts!
    Spendaholics Anonymous No 53 RED PEN MEMBER # 18 July grocery challenge £0/£280
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This month I will:
    Make £5 a day challenge by:
    Selling stuff on ebay
    mystery shopping- only just joined tho?
    Survey sites
    Any extra work I get will count -after this week that is.
    Stick to budget- it is our first month with full pay so very excited about trying our new and exciting budget! Will it work???
    Stick to meal planner
    Try and eat at work as much as possible
    Try and get free stuff at work as much as possible
    Re-educate dh about money- it has to pay bills, debts, savings THEN fun! In that order!!! Ongoing saga- sigh!
    Try and get loads of coupons off my shopping!!!

    Good luck everyone!
    J
    x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
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