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Positive thinking for May - what are you goin to do...?!?!
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- Try and get a consolidation Loan to make interest rates lower.
- Pay 500 + as overpayment
- do some mystery shopping
- List 25 items on ebay
- Put together stats for my website and sell it
- Sell PC & Get Laptop (current is nakered)DEBT FREE - FEB 2010 :beer: (LBM £24,000)
House Deposit 2010 - £2500 / £10,000 Saved
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For May:
- Over pay my bank loan, fingers crossed I may be able to pay it off but not getting my hopes up!
- Open a high interest account and start saving up to pay a large interest free debt.
- Will do the grocery, ebay and £10 a day challenges again.
- Keep my spreadsheet up to date.
- Get my pigsback points high enough to get a voucher - 730 as of today.
- Post on the small DFW thread every day.
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Fantastic thread! Ok, here's my extremely long list of things that I want to do in May - many of them are things that I have been trying to get done throughout April unsuccessfully:
Money
Do ALL surveys except the really poor or prize draw ones - All my surveys are either poor or prize draw :rotfl:
Be brass-necked enough to hand as many coupons as poss when shopping
Home
Find ironing lady and gardener (sorry folks, it just won't get done otherwise!) Try advertising at a local college for someone to help you over the summer. There may be some poor student looking for some easy money
Family/Friends
Spend less time on here (:eek:) and more playing with DS (Not the Nintendo one!)
Try and find babysitter so DH & I can get a night to ourselves, even just for a couple of hours. Ourr local council have a babysitting service for people who have no family to fall back on. I'm not sure of the cost but i think it is pretty cheap. They will sit with the kids till 10pm - or maybe the poor student could do that too:rotfl:
Health
Lose half a stone this month. But need to get weighed first to see start weight!
NOT visit McDs more than once a week, however convenient it is! Keep all your reciepts to show how much they add up - that should be enough to keep you away
Try to cook a proper meal at least every other day
Find slow cooker and use at least once a week Try freecycle - I got a breadmaker last week:T
God you're going to be busy this month - so busy you might miss the sun if it pops out for 5 mins.
I kept all my reciepts for this last month and added them up today. I spent £165 in wee 2 minute trips to the Sommerfield at the end of my street :eek: .Official DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0 -
in May (and early June) i plan to
pay off my car loan sitting at 3.6k
im kinda cheating tho, the company i work for gives us free shares and also theres a save as you earn plan, the company has been taken over so all the money is being paid out in may/june
whatevers left from the shares goes towards the credit card0 -
Hiya everyone :j
This month I intend to:- Bring in lunches to work, and have NSDs during the week.
- Work doubly hard to do overtime
- Have at least £100 left at the end of May to put towards debts
- Only spend my £20 a week pocket money i give myself, once thats gone i can't spend any money
- Try and find a Saturday job
:beer: heres to a great May for everyone!0 -
This month, I really must:-
- have a big clear out and sort piles for eBay, FreeCycle and bin
- put everything possible on eBay
- eat up everything from the freezer and cupboards in order to put off the big food shop for hopefully another week
- research best slow cooker and buy it!
- enter more cash prize comps
Overdraft never seems to go down and I really want rid of it (and more room in the house once I get rid of all the [strike]junk [/strike]treasure!). On the bright side, this is the irst month of the year so far that we haven't had any birthdays or anniversaries to buy for!0 -
Hello Everyone!
I really really want to .....
1. start my own dfw diary just so everyone can nag/cajole/help me
2. get up to date with all my monthly bills
3. get to grips with my debts
4. list ex OH's stuff on ebay - he say on more than one occassion he has taken everything!!! And some of the debt is his.
5. list my stuff on ebay amazon etc.
6. get my jewellery back from the pawn brokers.
Any other ideas greatly welcomed0 -
I intend to:
- cycle to work if it's forecast a dry day
- have at least 3 NSDs Mon-Fri
- not snack between meals
- submit my WTC claim form (at last)
- approach my firm about doing corporate massage on a Fri
- start baking my dog biscuits (with a view to selling in future)
YOUR = belonging to you (your coat); YOU'RE = you are (I hope you're ok)
really....it's not hard to understand :T0 -
My aims this month are to...
- open a new ISA and put in at least £300.
- enter 250 comps a week.
- hopefully sell some more items on play.com and amazon.
- make only home made lunches for work / no buying stuff at work. :rolleyes:
- start on my diet.2022 wins include.... £1,000 cheque £150 ASDA gift card £250 Impericon gift voucher £100 cheque £100 of plant bulbs £100 Bower Collective voucher0 -
Ok my targets for May:
- Stick to the food budget
- Switch phone and internet over from BT (how much!) to Sky
- Look at switching the gas/electric - haven't switched for a while
- Get as much as can listed on ebay
- budget and plan for family event at the end of the month
- Lose a couple of pound - weight not money
- Get the Consultancy set up
- Understand tax implications of msytery shopping (I have registered with the tax office)
- Enjoy the month :T
Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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