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Capital One Classic Card - Dropped Interest Rate!
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well they have actually increased it now to £1100 a massive increase. I will ring up monday asking it to go back down to £500 or £200.
Instead of asking them to decrease the credit limit why don't you cancel it while it's at £1100 which will stay on your credit file and apply for a card with a much lower interest rate and even 0% for X months?0 -
because I do actually use it for small things. My interest rate is effectivly 0% I pay it in full every month. If I do apply for a better card tho I wont be cancelling this first because if I got turned down I am left with no card.0
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Has anyone had any increases , after the intial 4th month increase and how long?0
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I have had one increase, £200 > £500 on the fourth statement back in November last year.londonuk2008 wrote: »Has anyone had any increases , after the intial 4th month increase and how long?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Hi i got an increase oF £400 pound after about 4/6 payments increased my limit from £200 to £600 never paid late and always paid more than required amounts, had card 3 years now and still have credit limit of £600! asked for increase but was refused how ever said as i was a good payer they would give me an apr decrease!0
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What I have seen on here , after the intial increase people don't seem to get another - even though they keep there account in order.0
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londonuk2008 wrote: »Has anyone had any increases , after the intial 4th month increase and how long?
Good question ... I've not ...
:happylove Tori Bellatrix :happylove
.·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.0 -
Yes that seems to be the case London, but how many people have Capital One helped over the years, it is a win win relationship with them, you get a credit card, they get your business with hope that you dont bump them.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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True , but my credit file aint bad (apart from too many searches with experian) and I doubt they will increase my limit. But other companies , for example next give me a limit of nearly 4k .Not that I would go there! And my old vanquis card had a limit of 1.5k.Yes that seems to be the case London, but how many people have Capital One helped over the years0 -
londonuk2008 wrote: »Has anyone had any increases , after the intial 4th month increase and how long?
2nd increase this month which I think is about 8 or 9 months in, Defenitly in my 1st year. £200 to £500 3rd month, now £1100.0
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