Hypno's "bursting with energy" diary.......

doodledo_2

Morning Hypno have a good day.

Savvy_sewing

Just a few things to do today then Hypno. I am just going to be happy if I manage to get to work, and back still moving. Joints are bad today.
Have a good one all.

taxi73

Hope you've had a good day although it's a busy one xx

doodledo_2

I took the plunge and started a new diary.

I have also posted a new SOA and would love you guys to take a look and see if you have any suggestions.

Scary thing is it looks like I should have a lot more money spare a month than I do. Where the heck does it go

Savvy_sewing

Been babysitting both babies tonight. Not got anything paperwork wise done that I had wanted to do. Did manage to get through work but it was a struggle, but somehow I had more movement by the evening!. Only spent £1.65 of lunch today. Remembered to make bread so I can take a sandwich tomorrow.

taxi73

Morning Hypno...have a good day xxx

hypno06

Hi guys.

Yesterday I had the pleasure of having coffee after work with Karmacat who was visiting the area, along with Pania - a very nice evening was had, and it was a bargain because we found possibly the cheapest place in the world for lattes!!!!!

I did a mystery shop yesterday for £15 (squeezed in my very late lunch hour!), and have entered in another of the phone ones, which is another £7. So almost up to date with those.

Didn't get chance to catch up yesterday but will do so tonight - doodledo I will read your diary then!!

hypno06

Quidco have agreed my enquiries for my ISA and my car insurance!! That is £230 that I should get at some point in the future :j

I took Pania to see the house from hell last night - the one that caused our debt problems..........the current owners have not looked after it, so it looks even more hellish than it did when it fell down around us!!!!! Not sure if it made me feel better or not!!

Oh well........I also decided during our mini-meet (me, Pania and Karmacat!) that I need to aim to clear my Egg loan next - it may be the lowest interest rate but it is one that can be overpaid without penalty so I am more likely to overpay odds and ends than I am to put them in a savings account to save up for a lump sum final payment - less chance of me spending it on something else!!!

So, my challenge for July, incorporating my existing £10/£20 a day challenge is to "overpay Egg loan by £1000" a month! That way, if I am lucky, it will be cleared in 12 months time, and then I can use the resultant £422 to save up for one of the non-overpaying loans.

Right, best get on with work!!

pania

sounds like a plan stan. think i'll join you, i have a car to pay for and having a horrendous pay month this month!!! eep!!! was lovely to meet up with yourself and Karmacat last night, that place did seem especially reasonable. we'll have to do lunch there.
Hope Karma is having a good onward journey.
Yes it was as shame about your house after all the love and effort you put into having it sorted out that someone else would live there and let it go again. but it was a lovely house and very strange to see the root of all the problems!!!!
Hope you have a fab day today, I must do work but just can't get motivated!!!! take care!

doodledo_2

Morning Hypno et al

Sounds like another fine plan and freeing up £400 odd quid would make such a difference.

Need to get my butt in gear with a plan of action today. My first target is to pay off our last credit card, the evil MBNA. Currently has £1000 on it. So I am sure with some effort I could soon get it shifted.

Any ideas for raising some cash would be gratefully received.