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Do Credit Searches Really Affect Your Credit Rating?

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  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Virgin Media BroadBand
    Capital One
    Kays
    Marshall Ward
    Littlewoods
    Additions Direct
    Fashion World
    Lloyds Bank Account
    Alliance and Leicester Current Account
    o2 Mobile
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    Soon to be added:

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    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Snooze wrote: »
    Yes, but he's only got 5 months of history so it's no suprise.

    Rob

    5 months of history at his current address - could have years at previous addresses :cool:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    PROLIANT wrote: »
    Virgin Media BroadBand
    Capital One
    Kays
    Marshall Ward
    Littlewoods
    Additions Direct
    Fashion World
    Lloyds Bank Account
    Alliance and Leicester Current Account
    o2 Mobile
    Next

    Soon to be added:

    Bank of Scotland Loan
    Monument Visa

    Strange. I've had my Next account for over a year now and it doesn't show on my credit files ... :confused:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Neillgb
    Neillgb Posts: 574 Forumite
    Try an online car insurance quote , I got nine by varying the cover required and asking for a requote!! Mind you I didn't know it at the time and am informed by experian that the nature of the searches won't affect any credit decisions.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I have been at my current address a year this month, I think somebody did not update the voters register.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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