forced to go bankrupt

Broken_hearted

pipkin71 wrote: »

I really disagree here freyasmum.


Read my post. As I said, I've no right to make assumptions about Broken hearted's debts. I don't know why Broken hearted got into debt. She's dealing with them, and fair play to her.

But you did make assumptions that it was my debt which it isn't its my partners and Abbey are happy to wait they are the ones refusing to discuss the account.
What is sad is this has been moved to the BR board when it isn't going to help anyone.

Penelope_Penguin

Broken_hearted wrote: »

What is sad is this has been moved to the BR board when it isn't going to help anyone.

It's exactly the right place for the OP to have their question answered, without the chat about debt in general that they'll get on DT :rolleyes:

pipkin71

Broken_hearted wrote: »

But you did make assumptions that it was my debt which it isn't its my partners and Abbey are happy to wait they are the ones refusing to discuss the account.
What is sad is this has been moved to the BR board when it isn't going to help anyone.

This is what I said - I've just left in the bit of your signature I was referring to:

pipkin71 wrote: »

f*** Abbey they can wait still

Maybe Abbey don't want to wait. Maybe they want their money now and wouldn't like the way you feel about paying them.

Now, I don't know your circumstances. I don't know why you feel the way you do about Abbey, and therefore I have no right to make assumptions.

Equallly, the same applies to you about others who find themselves facing bankruptcy.

Pipkin xxxx

You see, there will be people who think that comment is totally wrong. You say abbey are happy to wait and fair enough. Like I say I have no right to make assumptions - the fact, as you say, that this is your partner's debt and not yours, shows that assumptions can often be wrong.

My friend has found herself in a situation she would rather not be in. It wasn't because she didn't bother providing for herself, or because she has no pride, or was taking an easy option. Yes there's a sob story, but it isn't an excuse, it's what has led her to where she is.

Sometimes life has a way of kicking you when you're down. On top of everything, my friend is now facing bankruptcy. Yes, she sees it as a fresh start. I know why this has happened, and, if I'm honest, I didn't like your flippant remarks. I apologise for highlighting your signature - it wasn't done out of spite, rather to make comparisons. I'm sorry.

I do think this is the right board, as the OP will get the right advice rather than catty comments. I don't wish to detract from the help the OP needs so will bow out of this. I've said what I have to say, so perhaps we can save our discussions for DT and let the thread stay on topic.

Pipkin xxxx

CIS

Can you explain about the committal to prison please CIS.

I know people have been sent to prison for non payment, but I thought once a bankruptcy order was made, the arrears would be cleared.

Pipkin xxxx

The initial debt is cleared by the bankruptcy but an increasing number are building up the second time around and its those cases where an increasing number are looking towards committal action

meher

Penelope_Penguin wrote: »

BR, while the process may be easy, the after effects certainly aren't. It can affect your life for years. I take no issue with this (we all have to reap where we sow )

I agree with the rest of your post, precisely my thoughts and concern on bankruptcy which is why I wish the OP seeks guidance and be prepared about whichever option she seeks. Nonetheless if it's ok to highlight this part that has been nagging my thoughts. Speaking for myself I find karma and as you sow shall you reap and such like used in times of misfortune callous and condescending - sorry to find so. In my mind they are not reward and punishment by some whimsical entity as we make out to be - it is simply a metaphysical mechanism for the sake conformity and these divine laws actually don't focus on the act in itself but more so on the virtue of mind that occur within those and this awareness is used for empowering self and others and not to beat up anyone with.

HariboJunkie

meher wrote: »

I agree with the rest of your post, precisely my thoughts and concern on bankruptcy which is why I wish the OP seeks guidance and be prepared about whichever option she seeks. Nonetheless if it's ok to highlight this part that has been nagging my thoughts. Speaking for myself I find karma and as you sow shall you reap and such like used in times of misfortune callous and condescending - sorry to find so. In my mind they are not reward and punishment by some whimsical entity as we make out to be - it is simply a metaphysical mechanism for the sake conformity and these divine laws actually don't focus on the act in itself but more so on the virtue of mind that occur within those and this awareness is used for empowering self and others and not to beat up anyone with.

You have quoted PP's post very selectively I see meher.

BrokenHearted. I think this is exactly the place this thread should be in order to limit the judgements made of the OP and let her get some advice.

Penelope_Penguin

meher wrote: »

I agree with the rest of your post, precisely my thoughts and concern on bankruptcy which is why I wish the OP seeks guidance and be prepared about whichever option she seeks. Nonetheless if it's ok to highlight this part that has been nagging my thoughts. Speaking for myself I find karma and as you sow shall you reap and such like used in times of misfortune callous and condescending - sorry to find so. In my mind they are not reward and punishment by some whimsical entity as we make out to be - it is simply a metaphysical mechanism for the sake conformity and these divine laws actually don't focus on the act in itself but more so on the virtue of mind that occur within those and this awareness is used for empowering self and others and not to beat up anyone with.

Sorry, no idea what this means

My original statement was meant to represent that we (as a nation and individually) can't borrow to the max without consequence.

This thread is now, where it belongs in BR board. I'm bowing out and leaving the OP to get sensible answers to their question. Meher, if ou'd like to discuss this further, set up a new thread on DT, PM me, and I'll join you there

freyasmum

pipkin wrote:

freyasmum wrote:

Pipkin that is well out of order, and you know it! It's vile, really. I totally disagree. Why have you not commented on Broken hearted's opinions of those who went bankrupt? Did you thank Broken hearted when she commented on my friend not providing for herself, even though that is not what I said. Why not tell Broken hearted that that was a vile way for her to get her kicks? Why not tell her she was out of order?

Have you posted telling Broken hearted she was out of order when she commented on sob stories? That she was out of order because she posted how people choose not to pay the council tax bill? That people have no pride for going down the bankruptcy route. Did you not think that was vile too?

No. However, I am out of order for drawing comparisons. I don't think so.

You too, oddjob! You are both baiting and when BH comes back to defend herself, you'll cry 'bully'. Now, just remind me, where exactly did I see that before? Again, I have never been bullied by anybody on here, so I doubt I would. You don't need reminding where you saw it, and I stand by what I said. I disagree on baiting. Broken hearted made several comments before I said what I did. I know you say you've never been bullied on here before, but that didn't stop you calling another poster a bully a few days ago. You continued to dig and jibe even after you had been put on ignore.


This is supposed to be discussion time, not let's try and wind everyone up time. Everyone has opposing views, and of course they are all entitled to that, but the minute someone says something that you don't agree with they get jumped on? very very true. You've just done it yourself. So, why is that, and why have you not pointed that out to other posters who jump on things? Why are you only pointing that out to me? I was addressing Oddjob, too. Over the past few days you have both been making unnecessary comments (directed toward one poster in particular) which only serve to bring the thread down and which actually show you both in a bad light. Broken hearted had made several very unfair comments before I made my post. I stand by my post as I stand by mine - I clearly stated I have no right to make assumptions, and I don't. I completely agree, you don't, but you did Neither does Broken hearted.


Or, the minute someone disagrees with something, they decide it's vile, or pathetic, but only when it suits. I have disagreed with plenty on here, I chose to comment on this particular post as it is something I feel strongly about. Again, with some of the vile comments made recently, why have you not pointed it out to that poster? Or is it ok to pick and choose?

It's a pathetic way to get your kicks.

I really disagree here freyasmum. That is your entitlement, I cannot agree with you either. Not on this thread.

Broken hearted has made several comments regarding people who go bankrupt - some have been deleted. Why is that I wonder? It wasn't only Broken Hearted's posts which were removed. Other posts were removed because the thread had been started in DT and it was being moved to the bankruptcy board. Posters had given their opinions and not necessarily the advice which was desired.

Read my post. As I said, I've no right to make assumptions about Broken hearted's debts.I don't know why Broken hearted got into debt. She's dealing with them, and fair play to her.

However, my point was, that equally Broken hearted has no right to make assumptions on those who go bankrupt. People face bankruptcy for various reasons, and to have it whittled down to sob stories, or no pride, or not providing for themselves, or choosing not to pay their bills, when Broken hearted has no knowledge of the circumstances, is not very fair at all.

Pipkin xxxx

When I replied, this thread was in DT. It has now been moved to the bankruptcy board so I respectfully ask that we leave the OP to get her advice in peace.