How do I stop myself from drowning???

Merlot

I am assuming that you are entitled to single person occupancy on the council Tax, are you receiving that discount?

Child allowance - do you receive that? i could have missed it, I need glasses too! Next thing you could do is Ebay anything that is not glued down, don't include the kids, but every little will help you.

novagirl

What are you self-employed doing if you don't mind me asking?

pippamannequin

However, the prettiest little one, a maine coon hasnt been 'done' yet lol, (now im getting desperate ) maybe i should let her out and in 9 weeks bingo! Oh dear, I think i'm going mad now, next i'll be asking who knows of any escort sites i could join :rolleyes:

pippamannequin

bestmumof3 wrote: »

Is there a Credit Union near where you live.

I know, obviously, you dont want to borrow just to live, but even if you could open an account with, say, a few pounds. They could give you a short-term loan until you increase your employment.

Yes, haven't looked into it...SO don't want any debt..then i KNOW im sinking thankyou x

Merlot

k60sav wrote: »

I really do everything i possibly can do here, the food bill covers me, my two sons aged 12 and 15, 3 cats including packed lunches, however the eldest takes £5 a week in lou of packed lunches as he was virtually starving himself ( a bit like me ) the cats, i buy value mince and lasts them a week, so they cost me about a pound (maybe a tiny bit more) a week, with a big box of biscuits, so no one please dont suggest i get rid of them

No-one will suggest that. We are a friendly bunch on this board, we are not here to judge you but to try to help you. Many many people on this board are in great debt and need the help and support as you do.

Do you have any debt outstanding? I thought I asked whilst I think what I could suggest next?

Merlot.x.

pippamannequin

Merlot wrote: »

I am assuming that you are entitled to single person occupancy on the council Tax, are you receiving that discount?

Child allowance - do you receive that? i could have missed it, I need glasses too! Next thing you could do is Ebay anything that is not glued down, don't include the kids, but every little will help you.

Yes get single persons discount and full child allowance all included in my incomings wrapped up there in hb entitlement and tax credits entitlement, have begged at the council office for more help, not on all fours but near as damn it :rolleyes:

pippamannequin

novagirl wrote: »

What are you self-employed doing if you don't mind me asking?

Interior design, paintings, murals, that kind of thing. x Have a degree in fine art..but sat stagnant for far too long. x

pippamannequin

Merlot wrote: »

No-one will suggest that. We are a friendly bunch on this board, we are not here to judge you but to try to help you. Many many people on this board are in great debt and need the help and support as you do.

Do you have any debt outstanding? I thought I asked whilst I think what I could suggest next?

Merlot.x.

Shamefully, yes, but old debts from many many years ago when i split with my boys father, some 9 years ago, and truly part of joint finances i just got burdened with them, theyve followed me but ive paid many off and since one of my moves some 4 years ago, i havent acknowledged them, wow, now theres an admission, , but this is why i've avoided credit searches and loans etc..:o

Merlot

DO NOT ACKNOWLEDGE ANY DEBT THAT IS 6 YEARS OLD or OLDER ...IT COULD BE BARRED STATUE, I'll find a link so you can have a read of that, I'm not vey up on that bit, but someone else will be.

pippamannequin

I just wanted to say thankoyu so much for everyone that's replied so far, i mean it, im in bits trying to make myself smile and laugh because if i dont i know i'll crack up, i just feel im going to drown and i dont want to im so desperate to keep my head above water and youre all so lovely thankyou xxxx