Elantan's enjoying her excellent adventure

mizmir

Hi El. Don't panic. Looking at your recent posts it sounds like you have has some additional costs (gas rises, presents etc) and you are getting £30 a week less than before.... add to that the fact that everything is so much more expensive and it is not hard to imagine how you are short . Not your fault el. - things are getting tighter everywhere and sometimes we have stuff like parties we can't avoid - but worrying for you nonetheless. And really good thing is that you know you are short and by how much. Would you have known that before you kept track? So well done on that - knowing is half way to solving.

Only two ways to deal with it of course: cut your costs or increase your income. If there are things you can delay paying this month then do that. If you can make some money (ebay? matched betting?) then do that as well.

Lots of positive vibes coming your way. Take care

elantan

thanks miz i know what it is your saying i think it is just the shock of it all happening and finding out today that has put me in a downer i'm sure we will get there infact i know we will it's just that things looked so good before (must've been those rose tinted specticals) but now in the cold light of day it looks scary (well to me it does)

the ebay saga is a long standing arguement with hubby miz one i am determined i will not give into lol ...maybe i just need to cut his drinking money down that might get him move his butt lol

tigtag02

elantan wrote: »

just been opening my mail i have a letter from the gas company they are putting my gas up by £30 a month making my gas and electricity payments £155 a month that is just unreal between my council tax and my gas and electricity i'm another mortgage

I feel your pain hun ~ mine just went up £47. The worst of it is coz they *let* you underpay for so long before they up your payments you cant bugger off elsewhere.

BIG FAT GITS :rolleyes:

elantan

excellently put tig big fat gits indeed

hypno06

I know what you mean El, no matter how much I budget, budget and triple budget, I can't get through the month within the overdraft. What am I doing wrong - who knows, because I certainly don't!

No matter how much I sit down with my calculator - the end result is different.

Perhaps there is some "force" out there messing around with our numbers when we are not looking

elantan

i'm thinking there must be hypno ...i had worked out that if worst came to worst with job no2 i could pack it in i would just have to not pay the things that i have today had to cancel but i would survive no pension or savings but i would survive ...now i have had to cancel them and still keep job no2 and yet when i didnt keep an eye in the money it didnt look bad at all ...not loaded by any imagination but not skint...think i will need to sit down again and again and again go over the figures to see if i can alter/change some things ...surely there has to be a limit


by the way i am sitting on the p.c at work in the middle of glasgow on a bus with kids screaming all around me ooohhhh the joys...but atleast we have the internet now

hypno06

I reckon my budget would work out just fine if I gave up food, heating, petrol, electricity, oh and paying the mortgage!

Simple really

elantan

you know i was thinking the same thing about mine ....infact i think i should write to all the companies and explain this to them and see if they will buy it:rotfl: :rotfl: :rotfl:

mizmir

Now there's a plan! Wonder if we can swing that....?!

Hope the shock has eased off and you are able to take a long look at things and work out a new plan.

elantan

thanks miz to be honest i just feel so frustrated more than anything...i can feel my leaving job no2 at the end of the year slipping through my fingers and i dont like it ...am not going to look at it again tonight as it will just annoy me but tomorrow i will sit hubby down and see if he can see something i might have missed or come up with a plan (EBAY ANYONE) till them i am just gonna play free bingo on gala