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Fancy a credit check

13»

Comments

  • setmefree
    setmefree Posts: 851 Forumite
    fermi wrote: »
    It can be justified because if the creditor or DCA makes the request in accordance with the provisions under the Data Protection Act that covers the operation of CRAs and the protection of personal data from unfair and unjustified use, then it is perfectly legal and proper for them to do so.

    I don't particularly like the process any more than you do, and it is clear that some creditors/DCAs abuse what is an otherwise perfectly legal disclosure of data by the CRAs.

    If you have an issue with how a CRA or DCA/creditor handles your personal data then you are within your rights to complain to the Office of the Information Commisioner.

    I have made my point, no offence to anyone on here ;)
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    setmefree wrote: »
    I have made my point, no offence to anyone on here ;)

    Believe me none taken (from me anyway). :)

    I just happen to disagree (strongly). There wouldn't be much point to some of these forums if that didn't happen.;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • setmefree
    setmefree Posts: 851 Forumite
    fermi wrote: »
    Believe me none taken (from me anyway). :)

    I just happen to disagree (strongly). There wouldn't be much point to some of these forums if that didn't happen.;)

    Yep it's a case of agree to disagree :T
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Like rayday we are paying our debts so no problem checking credit file as all creditors have the details anyway.
    Barclaycard 3800

    Nothing to do but hibernate till spring
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