We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Monument Credit Card

2»

Comments

  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    I researched Monument Card and found that that it is owned by Raphael Bank (sounds very tacky, lol).
  • cifpower
    cifpower Posts: 6,502 Forumite
    skyrider007 wrote: »
    I researched Monument Card and found that that it is owned by Raphael Bank (sounds very tacky, lol).

    I've noticed they own a few of the ATMs that you find at airports which dish out foreign currency.
  • cambsgirl_2
    cambsgirl_2 Posts: 54 Forumite
    I tried just now and they rejected me
    Tanya
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Join the club, I have been rejected by Vanquis, Aqua and Capital One.
    Cap1 actually mailed me and said I had been pre approved and just needed to sign the form and my card would be sent!!!! It wasnt.
    My credit file is rubbish but I have no way of improving it!!! Decided its best not to apply anymore as its just making a bad situation even worse!!!!LOL
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    cifpower wrote: »
    I've noticed they own a few of the ATMs that you find at airports which dish out foreign currency.

    Those machines have poor exchange rates. Avoid them at all cost.
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    My God, indeed they do still exist!!

    NewbieMoneySaver** wrote: »
    They do belong to barclays but I dont agree that they are for people with poor credit.

    From the Monument website:

    Monument Visa Card is designed to help people who have previously been refused credit. We may be able to help, where others were not.

    If you have a bad credit history, Monument may still be able to help!

    They're definitely for those with poor credit historys wanting to rebuild.

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Yes, they approved me the other day, can't believe it, every other company except my Cap 1 said NO! Go away we don’t want your business you sub-prime piece of scum
    ... :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture