Moving out of parents house.

aljoiner

Thanks, good thing about being a builder, I will know exactle what defects to look for in a flat.

Apart from that I've got ALOT to learn:p, but I am willing to do so.

LillyJ

cells wrote: »

per month? that isnt too far off. 60pm = 720pa.
i pay about 1000 for a 3bed semi but there are 3 people.




100pm not skimping?
well it costs me 150 not skimping but thats all 3 means inc.

whereas some people say it only costs them 100pm but forget to add in take aways, snaks ect

I don't get takeaways cos I don't like them, and I buy snacks from the supermarket in my weekly shop and take them to work with me. I guess it depends on how much you eat, but I eat healthily and cook from scratch so I suppose it could cost more for some people.
We now pay £120 a month on food for two of us (I am not guessing this, we budget).

cells

aljoiner wrote: »

First of all thanks for the great responses people really informative, my plan is to first save up about 2.5k until about november, I plan on moving in with a friend and we would split all costs, a cheap rented place up here goes for about £450 pcm.

I have a job, I'm an apprentice carpenter/joiner. I currently earn about £150 a week, but that rises every year.

I would be doing everything the cheapest way, no landline, energy savin lights, learn how to be frugal, research energy saving methods also how to budget correctly.

I will also be getting a weekend job to supplement my current income.

Thanks

450pm rent
100pm council tax
50pm energy (very furgal indeed)
£20pm water

that is 620pm on the very basics.

so if you share with your friend, thats £310 each per month.

or about £72 per week



then you need to consider food, say 30PW.
which will bring your outgoings to £100!!

if you get £150PW you will also be paying roughly £15 taxes.

gives you £35 pw wiggle room.

and thats a very very basic life!



why not just stay with family and save the whole £150 per week?

it wouldnt even consider it in your situation...


also dont forget

could get sacked and then how will you get on....
will you need a car?
other stuff that people need/want like the net, a phone ect ect

LillyJ

razorbladekisses wrote: »

most people cannot afford to live by themselves.

I think age is fairly important. The OP will only be 18 when he/she moves so may not be earning very much.

We mix in different circles then. I only know of one person from my year at school who lives with their parents still (and before you start I didn't go to a private school - local comp)

How do you know he will not be earning very much? My boyfriend started work as a police officer age 17 and was earning over 20k pa which in my books is enough to live off. At the time he lived in the home counties as well so it wasn't like it was a cheap area.

LillyJ

Piggles12345 wrote: »

Lol to the first post...

Don't move close to your parents, if you are going independent, do it properly, no popping round to get your washing done or for weekly dinners- if you want to move out an be an adult, then do it!

In my opinion, at whatever age you are, it is pretty normal to visit your parents once a week (maybe for dinner) if you live in the vicinity??
I am only saying as at 17 living a 2 hour drive away from my parents I felt VERY far away, and i still do at 23. I am very close to my parents and being independant does not mean cutting your self off all together.
My mum has been very ill recently and I would do anything to be able to pop over for a cuppa.

Sugar_Coated_Owl

LillyJ wrote: »

We mix in different circles then. I only know of one person from my year at school who lives with their parents still (and before you start I didn't go to a private school - local comp)

How do you know he will not be earning very much? My boyfriend started work as a police officer age 17 and was earning over 20k pa which in my books is enough to live off. At the time he lived in the home counties as well so it wasn't like it was a cheap area.

Obviously because most of the people I know are still living at home. I guess that's because Surrey is an expensive area.

Apprentices don't tend to earn that much while they are training.

cells

LillyJ wrote: »

We mix in different circles then. I only know of one person from my year at school who lives with their parents still (and before you start I didn't go to a private school - local comp)

your not living alone!
your living with your boyfriend

and you have a combined income which is probably far higher than the average.

doesnt matter though, we are all friends here :A

but i still cant see how you can spend so little on food.
i find it v.hard to spend less than 35 on the weekly shop.

LillyJ

razorbladekisses wrote: »

Obviously because most of the people I know are still living at home. I guess that's because Surrey is an expensive area.

Apprentices don't tend to earn that much while they are training.

I went to school in West Hertfordshire so I don't think the area is the problem. I am sorry but 8 years after leaving school or 3-4 years after finishing uni I think I would be pretty annoyed if I couldn't afford to move out of home.

Maybe it is just how much you want it? I know that a lot of my friends earn a hell of a lot more than me.

LillyJ

cells wrote: »

your not living alone!
your living with your boyfriend

and you have a combined income which is probably far higher than the average.

doesnt matter though, we are all friends here :A

but i still cant see how you can spend so little on food.
i find it v.hard to spend less than 35 on the weekly shop.

But I have lived alone, and so has my boyfriend. I know we earn more than average, but my friend who is a receptionist on £6ph lives in a studio flat in Watford (pretty expensive area), and not many people earn less than that (in fact that is barely over minimum wage, which all people over 22 are entitled to)! My friend who works in retail is on a bit less than average but rents a one bed flat. Most of my other friends are either police officers (obviously considering OH's line of work) or graduates like teachers, physios, trainee accountants who can all afford their own places.

We use the slow cooker alot, I am a vegge (OH eats meat though) and we don't buy any pre prepared stuff. I think I have just got in to the habit of spending that much on food, I am pretty careful about it. We eat alot of potatoes, carrots, lentils, beans, etc and get own brand or value everything.

cells

LillyJ wrote: »

Maybe it is just how much you want it? I know that a lot of my friends earn a hell of a lot more than me.

most people can afford to live away from home, but it makes almost no financial sense to do so

just like the kid asking if he should move out

he potentially can, but would literilly be in poverty if he did

why should he put himself through that when he probably has a decent house he lives in for free!