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First Direct?

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As per the title do you find them to be any good?
Ben ;)

"Thanks Martin for opening my eyes"


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Comments

  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    I've just signed up with them.

    So far they seem fine.

    I signed up for the £50 bonus and the £6.25 Rpoints sign up.
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
  • Benuk73
    Benuk73 Posts: 91 Forumite
    pin wrote:
    I've just signed up with them.

    So far they seem fine.

    I signed up for the £50 bonus and the £6.25 Rpoints sign up.
    Did you get a similar email? :-

    Full details about a first direct Bank Account, along with an application form containing the information you have provided, are now on their way to you. When you receive your application, please check that the information it contains is correct, then sign and return it to us.

    Subject to our final checks, we will be happy to open your Bank Account for you as soon as we receive the signed application form.
    Ben ;)

    "Thanks Martin for opening my eyes"


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  • Reaper
    Reaper Posts: 7,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've been with them almost since they started. Their interest rates are poor compared to others (eg A&L), but I've stuck with them because of their outstanding customer service. They make mistakes like any other bank but the difference is they go out of their way to sort things out. So refreshing after my nightmares with Barclays.
  • Altarf
    Altarf Posts: 2,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Reaper wrote:
    I've stuck with them because of their outstanding customer service.

    Couldn't agree more.

    The only problem though is once you have dealt with First Direct it is very hard to put up with the dreadful service that is considered acceptable by the other banks.
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Altarf wrote:
    Couldn't agree more.

    The only problem though is once you have dealt with First Direct it is very hard to put up with the dreadful service that is considered acceptable by the other banks.

    I have had my current account and our joint bills account with FD since early 1992, never had a problem, so far no mistakes.

    I don't worry about the low interest rates because I move all my "spare" money as soon as I get it.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • greenwich
    greenwich Posts: 8,044 Forumite
    1,000 Posts Combo Breaker
    Ditto. I've been with them since 1990 and never once thought of leaving. They answer the phone immediately and know what they're doing. The website works though it has an awful design. They send me an SMS every morning showing the last few transactions. I don't keep savings with them as there are better savings accounts elsewhere. I am sure you won't regret being with them.
    Eh?? I give up!! Towel is getting thrown in here! :D
  • Rover
    Rover Posts: 323 Forumite
    I find them excellent. As others have said, some of their products aren't very competitive. But their standard of customer service is excellent.
    And from a personal point of view, they do a good off-set mortgage account - which currently means I have an interest free mortgage courtesy of a large stoozing pot!
    anger, denial, acceptance ;)
  • Norman-B
    Norman-B Posts: 1,638 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Reaper wrote:
    I've been with them almost since they started. Their interest rates are poor compared to others (eg A&L), but I've stuck with them because of their outstanding customer service. They make mistakes like any other bank but the difference is they go out of their way to sort things out. So refreshing after my nightmares with Barclays.

    The above sums up my dealings with FD.
    I find them good to deal with.
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    First Direct have great customer service. I have been with them since they started and never had a problem. They were especially helpful when I had a "financial hiccup" a few years back, unlike some banks/credit card companies I could mention
  • bylromarha
    bylromarha Posts: 10,085 Forumite
    I've been Money Tipped!
    Excellent.

    I rave about them to all my friends who think it's normal to have queries unanswered by your bank, no online banking, keep you on hold when you ring and say they get back to you when they never will.

    The SMS sent when my balance goes below a certain amount is a particularly helpful feature.

    So have no qualms about joining up...once you're with them, you won't want to go elsewhere.
    Who made hogs and dogs and frogs?
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