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Offset an ISA?
BarCar
Posts: 1 Newbie
Probably an idiot question but for a couple with relatively simple tax affairs... is it more effective to take out offset cash ISAs with our mortgage account.provider or high rate cash ISAs somewhere else?
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Comments
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If the high rate cash ISA beats your mortgage interest rate then (which is pretty unlikely) put it there. If not then I'd go with your mortgage provider, you can always transfer it to a better rate in future if your circumstances change.0
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