We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

ema& carers allowance

my dear daughter is taught at home and doing so well that a local college is taking her on a year early, ema said they would therefore pay her from the monday after she is 16, as she will be pat way through a 12 hour a week course, she has been a carer with me for both my sons and i get ca for my eldest, and she is applying for ca for my youngest, as we work together on night shifts for settling down and taking them to their fav shops ect, so anyway i was told by ben agency that ema payments wont affect her claim, and ema said ca doesnt affect her claim, so here she has been told she will get 80.00 per week, she is a very sweet girl and i know she will not spend but save, but it seems a lot, i am worried that its too good to be true, as we will still recieve wftc for her whilst she's at college. any advice appreciated on weather they are correct or she will have to repay.. thanks
totally debt free:j and mortgage free too 2010
«1

Comments

  • suelees1
    suelees1 Posts: 1,617 Forumite
    I'm not in work so don't have access to my books but off the top of my head can't see how you can continue to claim for her as a dependant whilst she claims CA for herself. It definitely needs checking so hopefully someone else will come on to clarify.
    I'll get you, my pretty, and your little dog too!
  • autismmum
    autismmum Posts: 444 Forumite
    i supose its cause she will be too young for other benefits, but im just as confused, i think the problem is that tax office and ben office are seperate. hope someone will advise me correctly.
    totally debt free:j and mortgage free too 2010
  • autismmum
    autismmum Posts: 444 Forumite
    bump anyone know this?
    totally debt free:j and mortgage free too 2010
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    I don't know the answer, but I would imagine that the problem you will have is that if she is in receipt of Carers, she will in effect be working for 35 hours, and therefore cannot be in full time education as well.

    I don't know where the best place would be to get an answer. I'll see what I can find out later x
    Gone ... or have I?
  • lil_me
    lil_me Posts: 13,186 Forumite
    10,000 Posts Combo Breaker
    FT students can't apply for CA but that would be 21 hours plus a week. You cannot however IIRC claim CTC or CB for a child who is only in PT education which I think is classed as not less than 12 hours. What is strange here of course is the difference between what is classed as full and part time when it comes to different benefits. http://www.litrg.org.uk/help/lowincome/taxcredits/childtaxcredit.cfm#resp there is no info on there about CA, just states about if the person claims IB in their own right, CTC for their child etc.

    Then found this

    Cases where you cannot continue to claim for a young person
    If a young person leaves full-time education or enrols on a training course, then takes up paid work for 24 hours a week or more, you cannot normally continue to claim CTC for them for as long as they are engaged in that work. However, there are exceptions to this rule where the young person's work is:
    • for a charity;
    • as a carer;
    • in pursuance of an Intensive Activity Programme or a sports award;
    • as a participant in an Employment Zone programme.
    Nor can you continue to claim for a young person who:
    • starts on a training programme for which a training allowance is payable;
    • becomes entitled in their own right to income support or income-based jobseeker's allowance.

    Which would suggest if the 24+ hours are as a carer they can still be claimed for.
    One day I might be more organised...........:confused:
    GC: £200
    Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb
  • autismmum
    autismmum Posts: 444 Forumite
    i know, both ben agency and ema hotline say she can have it and so i asked wftcr people and they say yes too, so im amazed, so we will still get support cause she is a carer and she will get ca cause she is only doing 12 hours at college, college say she qualifies for ema at 30.00 and ca is 50.00 so thats 80.00 per week !!
    totally debt free:j and mortgage free too 2010
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    It's one of the very few benefit loopholes that work to an advantage for young people.

    Full-time for EMA purposes is 12 hours in lessons, full-time for carers is 35 hours - you can do both in a week and be under the 48 hours that the EU specify for working hours.

    Not entirely sure if you can continue to get CTC and CB for her if she's on CA though...
    No longer using this account for new posts from 2013
  • flipcat
    flipcat Posts: 50 Forumite
    Not sure if her carers allowance at end of year will be classed as household income when it comes to CTC annual income as CA is classed as income.That will be around two and a half thousand extra to declare so then following year less CTC,but not 100% sure if her income is classed in the household end of year income because she is only 16......
  • autismmum
    autismmum Posts: 444 Forumite
    im not sure what to do still, colege has confirmed its def only 12 hours, c.a. dont seem to know about wftcr, and ema knows nothing about c.a. lol wana get three phones and stick them together with masking tape and in half an hour i'll know, the problem is each time i call i speak to somone else and the whole story starts again, perhaps i should record it lol
    totally debt free:j and mortgage free too 2010
  • lil_me
    lil_me Posts: 13,186 Forumite
    10,000 Posts Combo Breaker
    Ask for the information in writing that they are aware of the claims for ema & wtc in the case of carers allowance, from ema that they are aware of ca and wtc etc etc then if anything happens, you've got it in writing.
    One day I might be more organised...........:confused:
    GC: £200
    Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.