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PPI Reclaiming discussion Part II

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  • m.colak
    m.colak Posts: 1,087 Forumite
    marshallka wrote: »
    m colak... you mention "you recently went to a hearing". Are you a legal bod then yourself. You ought to take it up if not. :cool:

    No am not a legal bod and the hearing was for my own case. It ok though the Halifax never defended its case and it was in breach of the court order given by the Judge at the end of the hearing so either way i've won. It's just waiting for Halifax to pay up now.

    As for taking it up i don't know. Am an engineer by trade and enjoy doing manual work. Its worth thinking about but the training alone is daunting.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    Have a read through some of those rulings I have read, it put me off trying to even attempt it lol.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • marshallka
    marshallka Posts: 14,585 Forumite
    homer_j wrote: »
    Have a read through some of those rulings I have read, it put me off trying to even attempt it lol.
    I thought you were a legal person
  • m.colak
    m.colak Posts: 1,087 Forumite
    homer_j wrote: »
    Have a read through some of those rulings I have read, it put me off trying to even attempt it lol.

    Believe me i wasn't impressed the court sent me a letter saying that Halifax wanted to have a hearing to stay the judgement. Then theu even turned up i was mega !!!!ed. Then the judge said that they responded in plenty of time "hello judgement by default 14 days minimum". At which point i gave up until he awarded expenses to me for having to attend the court. He then gave a court order:

    1. Judgement is stayed
    2. Halifax have 14 days to file a defence in the case (until 15th may 1600).
    3. Halifax must pay the expenses prior to 15th may 1600.

    The courts currently have a siz working day backlog (great) and now have just found out the Judge is on holiday. So probably won't see the money till August.
  • m.colak
    m.colak Posts: 1,087 Forumite
    marshallka wrote: »
    I thought you were a legal person

    he he he he he he he:D :D:D homer_j is a mortgage adviser lol
  • alleybabes
    alleybabes Posts: 92 Forumite
    m.colak wrote: »
    No am not a legal bod and the hearing was for my own case. It ok though the Halifax never defended its case and it was in breach of the court order given by the Judge at the end of the hearing so either way i've won. It's just waiting for Halifax to pay up now.

    As for taking it up i don't know. Am an engineer by trade and enjoy doing manual work. Its worth thinking about but the training alone is daunting.

    Hi m colak i have read a few of your replies and sound pretty good at advice,maybe you can help me? i have taken hfc bank to court online which i thought i had won,they failed to reply and i issued ajudgement by default,i received a letter from thier solicitors today saying that they didnt reply on time due to an error by the solicitors and they were applying for the judgement to be put aside! i am sick of it all really dont know what to do,can you give me some advice ?
  • m.colak
    m.colak Posts: 1,087 Forumite
    alleybabes wrote: »
    Hi m colak i have read a few of your replies and sound pretty good at advice,maybe you can help me? i have taken hfc bank to court online which i thought i had won,they failed to reply and i issued ajudgement by default,i received a letter from thier solicitors today saying that they didnt reply on time due to an error by the solicitors and they were applying for the judgement to be put aside! i am sick of it all really dont know what to do,can you give me some advice ?

    give me ten minutes mate am just going for a cig and then will reply.
  • marshallka
    marshallka Posts: 14,585 Forumite
    Just had to switch my tv off because Carol bleeding Vordaman is on. I just can't away from Firstplus:eek:
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    marshallka wrote: »
    I thought you were a legal person

    I have knowledge of certain areas of law but I am nowhere near qualified. Now ask me about mortgages etc LOL.

    My knowledge of this whole subject is down to 2 cases and the understanding to what situations these are likely to apply to for others to argue.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    m.colak wrote: »
    he he he he he he he:D :D:D homer_j is a mortgage adviser lol

    I am indeed - luckily I am an ethical one and one that advises, not spews out a load of sales gibberish.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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