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PPI Reclaiming discussion Part II

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  • di3004
    di3004 Posts: 42,579 Forumite
    A house full of unexpected visitors........:rolleyes: , I was the tea lady......:rolleyes: , time to catch up here then.:D

    No Tron_ess this evening then ?:confused:
    The one and only "Dizzy Di" :D
  • No post AGAIN!!!:eek: FSA phoned and left message, it was about FP re notice 'unable to hold client money' they as Tron-ess etc has explained to me what it means - nothing else to report, a few posts on success, but i have asked them to put their posts on here (more relevant) to here than success board. England are playing, probably why it's quiet!!!
    DEBT free:j





  • di3004
    di3004 Posts: 42,579 Forumite
    No post AGAIN!!!:eek: FSA phoned and left message, it was about FP re notice 'unable to hold client money' they as Tron-ess etc has explained to me what it means - nothing else to report, a few posts on success, but i have asked them to put their posts on here (more relevant) to here than success board. England are playing, probably why it's quiet!!!


    Lol, Im was thinking and was wondering what the FSA wanted with you too....:D , oh well at least that's something we now know since Tron-ess added this last night, and at least it was also good of the FSA to still get back to you.:D

    They say we learn something new everyday.:j ;) .
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    No post AGAIN!!!:eek: FSA phoned and left message, it was about FP re notice 'unable to hold client money' they as Tron-ess etc has explained to me what it means - nothing else to report, a few posts on success, but i have asked them to put their posts on here (more relevant) to here than success board. England are playing, probably why it's quiet!!!
    And aren't we doing well:j :j
  • I'm confused about something else now! lol
    I received this message via email for a claim that I'm trying to make.
    have reviewed the information you recently sent. I confirm that the original decision still stands, and that no refund will be issued. Should you wish to escalate the complaint you can refer to the details enclosed with my letter, the details of the Financial Ombudsman Service was included with my letter.
    To which I replied "I shall use your email today as your final response." Then I got this response. What now? I have asked for a official final response.
    The email below is not a Final Response, but an reply to your fax to confirm that no refund is presently offered.
  • tiggrae
    tiggrae Posts: 1,771 Forumite
    zeblet wrote: »
    judge said in court that my previous POC was not specific enough
    can you put on here what you put on the POC
  • marshallka
    marshallka Posts: 14,585 Forumite
    I'm confused about something else now! lol
    I received this message via email for a claim that I'm trying to make.
    have reviewed the information you recently sent. I confirm that the original decision still stands, and that no refund will be issued. Should you wish to escalate the complaint you can refer to the details enclosed with my letter, the details of the Financial Ombudsman Service was included with my letter.
    To which I replied "I shall use your email today as your final response." Then I got this response. What now? I have asked for a official final response.
    The email below is not a Final Response, but an reply to your fax to confirm that no refund is presently offered.
    Hi, i would say this is an email wanting you to fight a bit more or a stalling method used whereby they know you can go the FOS and they get to keep the money a little longer.
  • marshallka
    marshallka Posts: 14,585 Forumite
    tiggrae wrote: »
    can you put on here what you put on the POC
    Hiya tiggrae, have you read Di's developments today. The directors are definately the same ones. :confused:
  • tiggrae
    tiggrae Posts: 1,771 Forumite
    marshallka wrote: »
    Hiya tiggrae, have you read Di's developments today. The directors are definately the same ones. :confused:
    I never doubted they were, but from what I read Click Financial Limited was started before Click Finance Limited went into receivership - so you can't say it was a Pheonix firm - as it wasn't set up after the first went bust - the same applies to the name, if it had been set up afterwards then that would be different
  • marshallka
    marshallka Posts: 14,585 Forumite
    tiggrae wrote: »
    I never doubted they were, but from what I read Click Financial Limited was started before Click Finance Limited went into receivership - so you can't say it was a Pheonix firm - as it wasn't set up after the first went bust - the same applies to the name, if it had been set up afterwards then that would be different
    What about this then tiggrae

    PAGE 94 [FONT=NewsGoth BT,NewsGoth BT][FONT=NewsGoth BT,NewsGoth BT]10.59 It must also be borne in mind that the restrictions on directors apply not only to acting in respect of new companies formed after another company has gone into liquidation – this is the common understanding of the term ‘phoenix company’. The restrictions apply equally to acting in respect of existing companies and businesses. This means that persons who have been directors of two companies with similar names may find themselves in breach of section 216 once one of the two companies goes into insolvent liquidation. The restrictions can, therefore, have particular ramifications for group companies, many of which will have very similar names. [/FONT][/FONT]
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