PPI Reclaiming discussion Part II

di3004

Wow Marshallka, you have been extremely busy today hunni.:j

Thanks for all the information, its very interesting.

Not posted up until now because the puter was running slow.....:rolleyes: .

Di.
x

di3004

Well said hun.;) :beer: :j .

I totally:D agree with you, the courts are enough to make some people feel ill and more stressed, as if we have not gone through enough stress already of the money we have all been deprived of.;)

marshallka

di3004 wrote: »

Wow Marshallka, you have been extremely busy today hunni.:j

Thanks for all the information, its very interesting.

Not posted up until now because the puter was running slow.....:rolleyes: .

Di.
x

Going out shortly Di but if you can understand what i mean then please ask for tiggrae to advise. It is confusing and we are not professionals and should not have to word our complaints in a "professional" manner. What we want back is what they have taken from us in an unfair manner.

marshallka

di3004 wrote: »

Well said hun.;) :beer: :j .

I totally:D agree with you, the courts are enough to make some people feel ill and more stressed, as if we have not gone through enough stress already of the money we have all been deprived of.;)

Deleted that post Di, but put some above. The courts do make some people stop their claim and then these companies get away with it. It makes me so angry.

ps Di, i thinks you need a new puter:D

Clb3718

Hi all

I took out a loan for £5000 about 4 years ago and was charged 9.2% apr over 3 years.

The total paid inc PPI was £6444. I wrote in to claim back my PPI and my complaint was accepted and they said that they are prepared to put me back in the position I would have been in had I not taken out the insurance.

I know when I was half way through my third year and only had just over a £1000 to pay off, something happened and I missed one payment. They called me and offered to take a settlement of about £400. As my parents had just sold their house they offered to pay it off.

I was told that I was looking in the region of £1000 refund but today received a cheque for a mere £200????!!!!!

Its not my problem that they let me off that money but I still want a refund of PPI that I paid! Even if they dont charge me PPi on the £600 that they let me off.

Please help Im soooo confused.

di3004

marshallka wrote: »

Deleted that post Di, but put some above. The courts do make some people stop their claim and then these companies get away with it. It makes me so angry.

ps Di, i thinks you need a new puter:D

Yes I defo need a new puter - so if we manage to get back any money from any of the reclaims, that's the first thing I will be buying......:D :beer: lol.

Okay hun, thanks for all the info, its all very interesting and if your not here I will get back to Tiggrae.;)
Thanks again hun and if I miss you on here, then have a good time whatever your doing.;)

Di.
x

di3004

Clb3718 wrote: »

Hi all

I took out a loan for £5000 about 4 years ago and was charged 9.2% apr over 3 years.

The total paid inc PPI was £6444. I wrote in to claim back my PPI and my complaint was accepted and they said that they are prepared to put me back in the position I would have been in had I not taken out the insurance.

I know when I was half way through my third year and only had just over a £1000 to pay off, something happened and I missed one payment. They called me and offered to take a settlement of about £400. As my parents had just sold their house they offered to pay it off.

I was told that I was looking in the region of £1000 refund but today received a cheque for a mere £200????!!!!!

Its not my problem that they let me off that money but I still want a refund of PPI that I paid! Even if they dont charge me PPi on the £600 that they let me off.

Please help Im soooo confused.

Hi there.
Hmm, now that doesn't sound right !
Who was the loan with hun ?

Di.
x

Clb3718

I was from Sainsburys Bank and they are part of the Bank of Scotland.

Thanks
xx

di3004

Just to confirm the letter sent yesterday are now with Endeavour, I checked it out on the Royal Mail trace & trace.....:D

Your item with reference DV115426398GB was delivered from our BIRMINGHAM Delivery Office on 15/08/08 .
Thank you for using this service.

The electronic Proof of Delivery may not be available for this item yet. Please allow up to 72 hours after delivery before checking.

di3004

Clb3718 wrote: »

I was from Sainsburys Bank and they are part of the Bank of Scotland.

Thanks
xx

Thanks for confirming this hun, was the loan arranged by the Sainsbury's bank itself ?;)

I can then check the register for this as your product was taken 4 years ago.;)

Okay this is the information I have found on Royal bank of Scotland:
If you still have your paperwork, check to make sure this reg number is matching to that one hun, if it is then I would write to them to request a refund in a complaint letter or threaten them with the Financial Ombudsman service, because going by the FSA register they were regulated in 2001.

150441 - The Royal Bank of Scotland (IOM) Ltd

Current status:RegisteredEffective Date:01/01/2001ROYAL BANK HOUSE
2 VICTORIA STREET
DOUGLAS
ISLE OF MAN
IM99


Di.
x