PPI Reclaiming discussion Part II

Laini

Kaia wrote: »

Its the WAY you copy and paste though...lol..
Never mind Martins template letters !
We all use Laini's template letters theyre BRILL :T
Martin is the king of temlate letters :money: BUT Laini is Queen :A

By now, every company who receives a SAR request must be thinking I've read this somewhere before....its that bl**dy Laini again....lmao:D

good job its my stage name - only kidding
I dont mind helping but I got the SAR from someone else just passing on the good work.

Laini xxx:j

Kaia_2

marshallka wrote: »

On saying that Kaia most of the refusals from these companies are also templates of the exact same letter. Just goes to show how seriously they take our complaints. (not):mad:

Yes, that is very true, but hey,they listen in the end though when they know the court doors are opening !

Kaia_2

Night all
:wave:......2 more sleeps to holidays x

Laini

Kaia wrote: »

Night all
:wave:......2 more sleeps to holidays x

you deserve it hope you have a great time please can you bring us some fudge or rock back( I dont know where you are going -just guessing)

Laini xxx:dance::dance::dance::dance::dance:

angelwillow

To add insult to injury after being told I would not be getting my PPI back I got a letter from my bank today to say that the reduced payment I have been paying on my loan is now no longer enough and they have past it to a debt collection - who rather rudely phoned me up tonight to say if I didn't pay the full remaining balance they were going to take me to court to get me declared bankrupt and take my house/car etc away........no compromise, I have one week.

marshallka

jadest wrote: »

Hi Marshallka I am no expert and new to all this but it looks like you have really done your homework and covered everything good luck with your claim

Not as well as i thought...:o My figures were all wrong and it should of been refund of ppi and then fair rebate on my loan over 10 years and not 160 months. I have now amended my letter and would be grateful if you could delete my post from your post that you copied ( or delete and then quote the new one) thanks if you can, if not thanks anyway.

Laini

angelwillow wrote: »

To add insult to injury after being told I would not be getting my PPI back I got a letter from my bank today to say that the reduced payment I have been paying on my loan is now no longer enough and they have past it to a debt collection - who rather rudely phoned me up tonight to say if I didn't pay the full remaining balance they were going to take me to court to get me declared bankrupt and take my house/car etc away........no compromise, I have one week.

HAVE YOU CONTACTED CITIZENS ADVICE?
I would ring them tomorrow and get some advice from them.
Laini xx:j

angelwillow

I contacted citizens advise when I first got into this mess and unfortunately they were pretty useless,they told me to go banktrupt aswell!
Not an option when I have a child who needs a roof over his head. :mad:

Laini

angelwillow wrote: »

I contacted citizens advise when I first got into this mess and unfortunately they were pretty useless,they told me to go banktrupt aswell!
Not an option when I have a child who needs a roof over his head. :mad:

you poor thing surely they cant do that if you are paying them something!!
Have you tried a financial advisor cos I thought we were going to loose the house in sept last year but he pulled a rabbit out of the hat and got us out of the doo doo.
I know I am grasping at straws but maybe you might need to have legal advice.

keep in touch I have my fingers crossed for you to get through this.
Laini xx

jac227

thanks for that will keep reading.