PPI Reclaiming discussion Part II

Kaia_2

Got some news for you all today......
I have been contacted this afternoon by the producer at Channel 4 news at ITN, saying he saw my post on another forum and wondered if he could ring me to chat about my mis-sold PPI, as they are going to be doing a piece on it !!!!! Have sent my e-mail addy to him this evening and he has asked if he could give me a ring tomorrow.
Will let you know what happens

Laini

Kaia wrote: »

Same here Laini......have followed your case through since begining of this year, WELL DONE !!!! I AM SOooooo PLEASED FOR YOU x x x x x
:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

thank you
I couldnt have done it without the help and support of everyone here.
it is a hard slog but as I say patience and perserverence ( I know too many e 's but dont know which one to take out) are the best tools.
hoping to hear from FOS with the same complaint concerning Nemo they have until 13th June to send my SAR request to me and to contact FOS with their defence case.
will keep you updated

keep going its worth it
Laini xx:j:j
so watch this space.
shout if you need help

Laini

Kaia wrote: »

Got some news for you all today......
I have been contacted this afternoon by the producer at Channel 4 news at ITN, saying he saw my post on another forum and wondered if he could ring me to chat about my mis-sold PPI, as they are going to be doing a piece on it !!!!! Have sent my e-mail addy to him this evening and he has asked if he could give me a ring tomorrow.
Will let you know what happens

sounds exciting-keep us informed

Laini xx:j

Kaia_2

will do x x x x

Kaia_2

marluc wrote: »

Hi Kaia
I actually waited for their defence before I asked for the information. But I do not see why you can't ask for ot now. I would personally send a letter, recorded delivery. You know what ....:mad: .. they are.
As a matter of interest, do you know which solicitors FF are using? I wonder if it is the same as the one for me? They are busy people...
I had to pay my £300 into court yesterday. I am now getting everything together as it has to be at the court + solicitors by June 9th.
Good luck kaia:beer:

Hi Marluc....
The solcitors they are using are ...

Walker Morris
Kings Court
12 King Street
LEEDS LS1 2HL

....is this the same with you?

doingmybest_3

tiggrae wrote: »

ok

72 months x £281.45 = £20264.40
of this about 7.5% was the PPI or £21.10 (£21.10 x 72 = £1519.83)

20264.40 - 1519 = £18744.57 (or £260.35 x 72 = £18745)

so you paid 22 months

22 x 260.35 = £5727.70
22 x 21.10 = £464.20 + £5727.70 = £6191.90

Obviously settling early means you paid less interest, but you need to know how much of the settlement figure was ppi - you paid £464.20 + £538.46 (rebate) - so you've probably had to pay an additional £517.17 when you settled

£464.20 + £538.46 + £517.17 = £1519.83
So if you're going for mis selling you've paid in total for the ppi £981.37

So what should I ask for in terms of over payment? I am going for mis selling as I didn't need it and other reasons, and also I'm going for the unfair rebate.

Justice_2

Can anybody tell me what SAR stands for

marcus79_2

marcus79 wrote: »

myself and my wife got 5 claims going through HSBC atm, and its now gone over the 40 stipulated days as stated in the first letter of the ppi template.
I phoned hsbc directley and they said theres a backlog of all these ppi requests and i should here in next 2 weeks about something, do i just sit and wait for 2 weeks or do i send letter no2 in??

also sent a letter to HSPF home shopping personal finance, anyone had any success's off these or problems.... any info on either hsbc and hspf much appreciated

anyone got any info on this....

marluc

:j :j

MWH1 wrote: »

Hi Laini. Many congratulations on your win. I'm delighted for you :T . This is a much needed tonic for other members wrestling with FirstPlus to reclaim PPI.

Hi Laini
Many, many congratulations. Well done you!!!!:j :j :j :j :j :j

marluc

tiggrae wrote: »

These 3 firms together are quite interesting - most people think they were sold their policy by Freedom, but low and behold they say NO it was Bespoke - who are based in Gibralter - with no licence to operate within financial services in Gibralter - I've spoken to their Financial Services Commission. You can use your local county court for proceedings in Gibralter, but you can't instruct bailiffs as UK bailiffs have no jurisdiction in Gibralter - it is a total Mare and obviously this has been set up deliberately to avoid people being able to reclaim for mis sold insurance !!! Best thing to do is contact the Financial Services Commission in Gibralter and made a complaint !!! Also, write back to Freedom asking how a firm work for them which is not licenced in Gibralter to do so !!!!

Hi Tiggrae.
Sorry to sound a little thick, but when you have some time, could you explain what you mean about Bespoke / Freedom not being licenced in Gibraltar?
Thanks