PPI Reclaiming discussion Part II

marshallka

di3004 wrote: »

Hi hun
Going from what I can work out it looks correct to me, however, Marshallka will be back soon and she is the one that will be able to assure you.;)

Good luck.
Di.
x

Di, how have you worked these out?

I can't make out if there was a rebate here?

marshallka

pinknico wrote: »

Thats a huge amount , have they got it?

I rang Central capital and they bent over backwards to help me. I was told to email a letter to them in case they don't receive the one from future and given a direct line telephone number. It made a refreshing change not to be fobbed off

Don't be praising them too early. Just cause they have "good" customer service does not mean that they will honour your complaint. Bespoke Finance were very polite and also Barclays Firstplus.

Feebs

marshallka wrote: »

Get your complaint in right now. Its from when you compained i think... there are other rules that the FOS can apply besides so i was told.

Also did you use a broker for this???

Thanks Marshallka - not sure if we did use a broker, am going to spend the weekend going through this and others (got ppi with alliance and leicester and mbna credit card too) !!

That's my weekend mapped out !! :eek:

Feebs

marshallka

Alliance and Leicester here

http://www.independent.co.uk/news/business/news/alliance-amp-leicester-fined-pound7m-over-insurance-sales-953996.html

di3004

marshallka wrote: »

Di, how have you worked these out?

I can't make out if there was a rebate here?

I just worked it all out by calculator, her calcs look correct but rebate wise hun I have not got a clue to be honest, that is why I said you would be able to look through, me and calcs do not work normally lol.
I always get confused working these out though - rebate wise...

marshallka

Feebs wrote: »

Thanks Marshallka - not sure if we did use a broker, am going to spend the weekend going through this and others (got ppi with alliance and leicester and mbna credit card too) !!

That's my weekend mapped out !! :eek:

Feebs

If you did use a broker then you make your complaint against the broker and not the lender. Good luck and give us a shout if you need anything.

bunnysgirl

Hi i am a new comer and i wonder if anyone can help me. I had an overdraft with lloyds tsb and had insurance cover on it with cardiff pinnacle, this was done through the bank.
Last year my husband was terminally ill and i was off work with stress. I rang cardiff pinnacle and explained my situation and was told that i could not claim with stress unless i was under a psychaitrist. I cancelled the insurance and i want to know if i have grounds to claim the money back.

simone83

Letter in the post - 1st class recorded and emailed copy to bespoke. will keep you all updated on any progress!!

kazc_2

Hi Marshallka,

Did you receive the post i sent you earlier regarding how many payments we have made and when we settled ?
Thanks
k

marshallka

kazc wrote: »

Yes we settled on August 18th this year so we made 19 payments.

How much rebate did you get against the insurance when you settled??