council homes

lee8040

geoffky wrote: »

you would not believe what they can find out about you now...why would you want one if you had 6k in the bank,they are for the economically depressed

we have one, but my fiances dads moving to australia and they want to store some money in her account for the time being but this money wont be used by us but if it affects us by being in there ill say no

oldMcDonald

poppy10 wrote: »

If all your savings are in ISAs they won't count towards means testing.

poppy10

I think you are getting confused:D

ALL capital is counted in means testing for council houses. I think what you are thinking of is in regards to Tax Credits. For some reason, interest payed out on savings is counted as part of your income except any interest payed out on ISAs, which is not taken into account as income for Tax Credits.

Seems a bit bizarre, but it also appears to be true.

*edit to add link to info

http://forums.moneysavingexpert.com/showthread.html?t=736595&highlight=savings+isa+tax+credits

Post #4 by Merlinthehappypig

blue_monkey_2

lee8040 wrote: »

we have one, but my fiances dads moving to australia and they want to store some money in her account for the time being but this money wont be used by us but if it affects us by being in there ill say no

I believe they can use the address you live at and keep the account in their name and just keep the account running - maybe ask this question on the bank accounts board where they will be of more help.

I had a customer in Australia and she buys from me in bulk and transfers money via the Abbey from her account direct into my account. She has been in Oz for 4 years so I can't see why this would not work for your in laws in the same way. It would be their money in their name but then you do not have access to it. Storing it for them might bring a whole load of problems, if you lose your job for example or your partner has to caim income support, you'll have to explain it to the DSS and they probably would not believe you.

foreign_correspondent

mitchaa wrote: »

Living next door to junkies.

House parties to 4/5 o'clock in the morning.

Waking up in the morning to find your car is missing its 4 wheels.

Litter, graffiti and mindless vandalism. Your rubbish bins set on fire. Close smelling of urine

I can go on and on about council homes. They are for the underclasses yes! Not all underclasses bring trouble with them but a good proportion do, so council estates are stigmatized and rightly so.

As soon as you live in a council estate, you are in essence telling everyone you are of lower class. Snobbish attitude, yes!!!

So who are the silly people now;)

What a dreadful attitude. I am a professional, a tutor and trainer with a masters degree - yet I live on a council estate. Next door to me is a very hard working young mum, and many people I know round here are industrious and good people. I have lived here for ten years, and believe me, before I came here everyone tried to put me off whith ridiculous scare-mongering, very much like the attitudes above.

Luckily, I have found this to be a load of rubbish - occasionally there are problems with low level crime, however, I have not experienced any more of this than a relative who lives on a lovely tree-lined avanue, on the 'better' side of town.

Views such as the ones stated above actually perpetuate the problem - they influence anyone with any choice to keep away from council estates, thus making them sink areas for those without choice, effectively these negative views can become a self fulfilling prophecy.

As for the rhetorical question 'who are the silly people now?' - I have to confess I am perplexed - oh, hang on, I think the answer is 'mitchaa'? or perhaps... 'snobs'? ???

OP - I a sorry, I do not know the answer to your query, but good luck, your present situation sounds very challenging, to say the least.

DKLS

Its unfair to generalise there are good and bad council estates everywhere, and sadly it only takes one or two bad families to bring an estate down.

blue_monkey_2

Yes, true DKLS, where we live generally it is lovely but a few bad families do bring the place down. I think that SOME people seem to not worry or care about what people think of them and their children.

There will always be some places that 'like Beiruit' but it is up to the peoplelinving in that area to change that. Not having enough money to rent or buy in the private sector does not make you a bad person, a junkie or anti-social. Likewise, does having that kind of snobbish attitude make you any better than the people you look down your nose at?? People should live 'side by side' and be able to get on with each other regardless of how much money they have as long as they respect each other.

I am afraid that the snobs make it just as hard for us 'normal people' to get on with things as the chavs do. I do not care where someone comes from or how much money they have as long as they treat my family and I in the same way they expect to get treated themselves.

We were young whn living here and never had any late night, music, etc.. as the people next door had young children - fast forward 8 years and we are the ones wth young kids and we got blasted with loud music and loud late night parties - or we did until the father moved out. The family are far from perfect but at least the mother keeps the noise down so our children can sleep at night. This is all w asked, for the same respect as we had given them.

It only takes one bad branch to affect the crop on the whole tree. If that makes sense.