council homes

BobProperty

poppy10 wrote: »

If all your savings are in ISAs they won't count towards means testing.

Are you sure? I thought they asked for any capital amounts and possibly proof of where and how much.

poppy10_2

BobProperty wrote: »

Are you sure? I thought they asked for any capital amounts and possibly proof of where and how much.

I can't find my source now... maybe I just imagined it

blue_monkey_2

If you read my post they will ask for bank statements and will want to know where the money is going if they see it going in and out.

I know this because I am going through this now. I have 3 months of photocopied bank statements here in front of me to send off to go with our homeless application, they already have 3 months worth, they want another 3 months worth.

They will find out and it is not worth lying, you are on a 12 month AST to start with, they check you and out and if they find you lied they'll evict you and you won;t get further help.

If you have the money use it for renting and then go from there, I m afraid that is the way they look at it, if you spend it they wil want to know what on and way as it is deprivation of assetts or something.

Council houses are for people who have no other options, if you have 6k in the bank then generally you have another option as a landlord will take 6 months rent upfront even if you have a bad rating.

You can by all means apply, you do get awarded the points if you need them but before they house you the will ask for the bank statments and wage slips.

Renting is getting harder and we have found this but please do not take council houses by hiding cash or if you have no need just because you 'want' one, let the people who need them, have families and have nothing have them.

blue_monkey_2

I have an application form in front of me for Housing Association and Council Housing. It asks if you have any savings, shares, investments and then says you will be asked for additional proof. Also asks how much money you have coming in, includes income from savings on the form.

mitchaa

sassybooboos wrote: »

i think that is a bit of a snobby attitude.

council houses are good sized houses and the rent is usually cheaper than renting private and all the repairs are included in the rent you pay.

so who are the mugs people who get a mortgage and work their selves to death to pay it and to pay for repairs etc or these so called economically depressed.

Living next door to junkies.

House parties to 4/5 o'clock in the morning.

Waking up in the morning to find your car is missing its 4 wheels.

Litter, graffiti and mindless vandalism. Your rubbish bins set on fire. Close smelling of urine

I can go on and on about council homes. They are for the underclasses yes! Not all underclasses bring trouble with them but a good proportion do, so council estates are stigmatized and rightly so.

As soon as you live in a council estate, you are in essence telling everyone you are of lower class. Snobbish attitude, yes!!!

So who are the silly people now;)

Optikal

mitchaa wrote: »

Living next door to junkies.

House parties to 4/5 o'clock in the morning.

Waking up in the morning to find your car is missing its 4 wheels.

Litter, graffiti and mindless vandalism. Your rubbish bins set on fire. Close smelling of urine

I can go on and on about council homes. They are for the underclasses yes! Not all underclasses bring trouble with them but a good proportion do so council estates are stigmatized and rightly so.

As soon as you live on a council estate, you are in essence telling everyone you are of lower class. Snobbish attitude, yes!!!

So who are the silly people now;)

And having bought RTB and now being stuck on this estate... it's becoming clear that the Council really have no vested interest in keeping what was once a very nice area in any sort of respectable state. They evict and knock down / renovate negative estates but then put the problem families into nice ones and wonder why the area declines so rapidly. As for rents... well, i moved into my 2 bed mid-terrace in 2003 with a rent of £46 per week. Then in a year it went up twice to around £65 per week. The house was in terrible condition, the builders and repairmen they contract are consistently useless, most Council services never meet their promises (unless it's hounding you for having an overgrown garden!)

Hell, i'm dealing with a recently paroled nuiscance neighbour who went to prison in the first place for GBH on a police officer following a dispute with the Council about her behaviour. She's made life hell around here and no matter how often i call or visit the Housing Office, the manager is never in, never returns calls or emails and just doesn't want to know!

And this isn't even the only Estate i've ever lived in that's been like this. So unfortunately, mitchaa is pretty much spot on with his/her assessment. I wouldn't recomend Council Property to anyone who could possibly avoid it.

beecher

mitchaa wrote: »

As soon as you live in a council estate, you are in essence telling everyone you are of lower class. Snobbish attitude, yes!!!

I grew up in a council house and couldn't care less if people think I'm of a 'lower class' than they are. In fact I can't imagine anything more pathetic than caring whether people think I'm of a lower class than they are!

My parents still live in that council house and have the best neighbours you could ever hope to have. I've lived in supposedly prosperous areas with complete nightmare neighbours. Seems idiotic to me to prejudge in the way you have, and also your comments are of absolutely no help to the OP.

mitchaa

Optikal wrote: »

And having bought RTB and now being stuck on this estate... it's becoming clear that the Council really have no vested interest in keeping what was once a very nice area in any sort of respectable state. They evict and knock down / renovate negative estates but then put the problem families into nice ones and wonder why the area declines so rapidly. As for rents... well, i moved into my 2 bed mid-terrace in 2003 with a rent of £46 per week. Then in a year it went up twice to around £65 per week. The house was in terrible condition, the builders and repairmen they contract are consistently useless, most Council services never meet their promises (unless it's hounding you for having an overgrown garden!)

Hell, i'm dealing with a recently paroled nuiscance neighbour who went to prison in the first place for GBH on a police officer following a dispute with the Council about her behaviour. She's made life hell around here and no matter how often i call or visit the Housing Office, the manager is never in, never returns calls or emails and just doesn't want to know!

And this isn't even the only Estate i've ever lived in that's been like this. So unfortunately, mitchaa is pretty much spot on with his/her assessment. I wouldn't recomend Council Property to anyone who could possibly avoid it.

I have seen this myself, my wifes brother moved into a brand new built housing estate in 2004. The house itself was a 4bed house that was very nice and must have been worth quite a bit of money (at that time)

We moved from the area, and visited him last year in 2007

OMG :eek:

I couldn't believe how such a nice lovely place only a few years ago now resembles that of a housing estate in Beirut. It appears the council moved all the trouble families into the very nice (once) houses and they have totally wrecked the scheme. Burnt out cars, graffiti, overgrown lawns and bushes, rubbish, telephone boxes smashed, 5 yr olds roaming the streets with sticks. Chavs hanging around at the local shop giving abuse. Police patrols in the area every night

I could not believe it. Problem families should be housed in high rise tower blocks and multis.

What a shame on the decent hard working people that lived there :mad:

mitchaa

beecher wrote: »

I grew up in a council house and couldn't care less if people think I'm of a 'lower class' than they are. In fact I can't imagine anything more pathetic than caring whether people think I'm of a lower class than they are!

My parents still live in that council house and have the best neighbours you could ever hope to have. I've lived in supposedly prosperous areas with complete nightmare neighbours. Seems idiotic to me to prejudge in the way you have, and also your comments are of absolutely no help to the OP.

Good for you, we all have different opinions I am certainly not on my own with mine, and likewise those who have council backgrounds will agree with yourself aswell.

I suppose it depends on the actual housing estates that you live in, some are more ''lively'' than others to put it nicely.

geoffky

i meant they are a safety net for people who have had hard times not for lifestile choices//