Lowell Mackenzie Criminal Behaviour read!

BAILIFFCHASER

rog2 wrote: »

Hi Sue - I have just read your thread - in fact I have read it TWICE as your story typifies the behaviour of this odious bunch of thugs.
Even though it is 'over' I would still reccomend that you write to Trading Standards as LOWELL broke 'every rule in the book'.
Your story highlights the depths to which scum like LOWELL will stoop in order to make a tidy profit out of the misfortune of others.
If I was not already aware of their behaviour, I would find it hard to believe - even now, I am lost for words to describe how angry it makes me feel.
I hope things are better for you now.

Rog just wandering cannot we start a group that offers this service to people with stat barred debts etc ?

JPS29

That already exists on here.

Heres how it works..........

someone comes on DFW worried about the dca's (usually by googling them and finding this site)

The regulars on this board ask specifics, give advice and even the Links for template letters.

All of this is, wait for it..........

FREE OF CHARGE:j :j

If you look how many people post on here everyday with DCA problems and get great help I'd say this support already exists.

Then there are the charitable orginisations and other groups such as CAB, CCCS etc that are non fee charging.

The time it would take for someone to google your service, they could be getting good advice here or from the professionals.

rog2

BAILIFFCHASER wrote: »

Rog just wandering cannot we start a group that offers this service to people with stat barred debts etc ?

It already exists, BC - http://forums.moneysavingexpert.com/forumdisplay.html?f=76

Whilst I, genuinely, applaud your reasons for starting such a group, I feel that my efforts would be better spent in giving the type of publicity that this sit, and others like cag, rightfully deserve.
Since only a small percentage of people who experience the despicable tactics of the totally unprofessional element of the debt collection industry are ever likely to find their way even on to this site it is highly unlikely that they would find their way to another site which, although started with the best of intentions, would, by its very nature, be 'lost' within the multitude of those 'profit-led' organisations whose only aim is to make even more money out of those who can afford it least.
Personally I favour lobbying the Prime Minister to make it a legal requirement that all Debt Collection Agencies, and their ilk, should refer 'alleged debtors' to agencies that can inform them of their rights, and that Debt Collectors should not be allowed to collect any monies against any 'alleged debt' until the 'alleged debtor' has signed a declaration that he has been made aware of his legal rights in relation to the said 'debt'.
That said, I am totally in favour of pointing out the rights of any 'alleged debtor' and will continue to do so through this forum, whilst publicising the existence of this forum at every opportunity.
My time I happily give for nothing.

BAILIFFCHASER

rog2 wrote: »

It already exists, BC - http://forums.moneysavingexpert.com/forumdisplay.html?f=76

Whilst I, genuinely, applaud your reasons for starting such a group, I feel that my efforts would be better spent in giving the type of publicity that this sit, and others like cag, rightfully deserve.
Since only a small percentage of people who experience the despicable tactics of the totally unprofessional element of the debt collection industry are ever likely to find their way even on to this site it is highly unlikely that they would find their way to another site which, although started with the best of intentions, would, by its very nature, be 'lost' within the multitude of those 'profit-led' organisations whose only aim is to make even more money out of those who can afford it least.
Personally I favour lobbying the Prime Minister to make it a legal requirement that all Debt Collection Agencies, and their ilk, should refer 'alleged debtors' to agencies that can inform them of their rights, and that Debt Collectors should not be allowed to collect any monies against any 'alleged debt' until the 'alleged debtor' has signed a declaration that he has been made aware of his legal rights in relation to the said 'debt'.
That said, I am totally in favour of pointing out the rights of any 'alleged debtor' and will continue to do so through this forum, whilst publicising the existence of this forum at every opportunity.
My time I happily give for nothing.

Its just with the amount of abuse going on i hate it when someone does something they do not know how or when to do it. If it is a stat barred debt no body can do anything about it but people still pay up.

fermi

BAILIFFCHASER wrote: »

Its just with the amount of abuse going on i hate it when someone does something they do not know how or when to do it. If it is a stat barred debt no body can do anything about it but people still pay up.

I understand the frustration I really do, but I think it's probably a better use of time and effort to help make the places that do exist stronger and better.

That's only my opinion though.

rog2

BAILIFFCHASER wrote: »

Its just with the amount of abuse going on i hate it when someone does something they do not know how or when to do it. If it is a stat barred debt no body can do anything about it but people still pay up.

BC - I can only agree with what fermi has just said - we must use forums like these to point out the 'despicable' behaviour of those members of the 'debt collection mafia' who seem to be hell bent on denying the legal rights of alleged debtors.
Certainly, I am the first to admit that I have, in the past, succumbed to the type of 'underhanded tactics' that are exposed daily on this board. Had it not been for a chance reference, to this website, that I heard on the radio, when I was being unfairly pursued by MacKenzie Hall over a 'non-enforceable' debt, I would, most probably have ended up by paying them 'money for nothing' for the next 20 years. I first learnt about the 'Limitation Act' through this forum, and used it to my advantage. It is, I feel therefore, only right and proper that I point others in the same direction and, in my opinion, it would be unfair to do so exclusively of this forum.
Yes it is frustrating that these 'criminals' are allowed to carry on acting in this heinious manner and I am pledged to do everything legally possible to make their 'rich and all too easy harvest' as difficult as possible for them.
I choose to do this through this forum - my choice - and you are free to pursue your own goals in the way that you wish. I have said, to you, on many previous occasions, that I feel that you could become a valued and respected contributor to this forum, but, at the moment, I see you as a very, and most probably justifiably so, 'angry young man'. You really do need to control that 'anger' - nobody wants to criticise your efforts, or your intentions. Just, please, accept that - channel your anger into research and work alongside the rest of us, otherwise you will always be seen as a 'loose canon' and that is not good.

lowellcrooks

BAILIFFCHASER wrote: »

Remove the amounts in dispute as they will be able to pick it up .

So what? I know what you're suggesting, but there is no admission I owe any debt to them or who they claim to represent. Plus the amounts were wrong to start with, as I did envisage this possibility!

lowellcrooks

I take your points about finding my sites and this one being an obstacle.
Put it this way, my idea would be people send a tenner online or by post with the details/copies of letters they have (NOT FOR PROFIT TO COVER COSTS!)

They would NOT need to spend petrol/fares going to CAB's or counselling places. They would have their £1 sent recorded,letters printed,responded to ALL included in the fee. Put it this way, if somebody had charged me ten quid to have saved me hours of personal research and letter writing to absolve me of my alleged debts, knowing what I do now I'd have snapped their hands off! REMEMBER! Not everyone is as literate or linguistically confident as we may be!

The only 'profit' would be the satisfaction of daily updating the amounts on the website, a league table of Lowell/MH/Thames/Aktiv/Wescott etc. which showed alleged debts of theirs that we had made legally unrecoverable, i.e. They had not responded in 12 days to the CCA letter or had not denied the debt SB'd.

The way to deal with scum like this is in the pocket where it hurts them most. Revenge is sweet, and unlike them we'd be doing nothing illegal or unethical.
If enough spare change was made we could then advertise it on TV, a simple daytime static informational advert can be had for a s little as 2k. Imagine MH's faces when an ad came up on daytime radio/tv (when many alleged debtors are about) screaming "Been contacted by any of these? (MH/Lowlife/Aktiv/Wescot etc)" "Do NOT call them, contact us for a non-profit service for £10, and have a high chance of never paying a penny, legally!"
If I won the lotto I'd be tempted to do this anyway without advertising my service, simply pointing people to this site.... If I could spend 10k to cost the vermin hundreds of k I would gladly do so...

As for the point about the DCA's not being able to harass people unless the people acknowledeged they had read their rights, the govt. are too weak to do this and the finance industry would simply say people would deny knowing their rights indefinitely. That aside it would be a great idea.

JPS29

BC,

You must be that used to using this site that you have forgotten about this statement right at the top of the page:

Don't post links for personal gain. Except in the referrers section and always declare any interest.

WHY do all your posts inevitably end up going the way of you offering your "services" and then comparing them to CAB in a better light

rog2

BAILIFFCHASER wrote: »

The cab are very good at what they do but you are looking at resources which means somebody starts chasing a query 7 days after it is sent and not wait around or be fobbed off.

Why not just volunteer to work for CAB?