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IA's road to becoming a CAB Debt adviser.

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Comments

  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    spreadsheet sar, thats what I use, I've designed a proper sheet for the tour managers who have to deal with all kinds of income from doors to merch then they have to keep track of the PDs etc. I use that sheet as a general business ledger too then use sage for the proper accounts. But seriously just get into a routine of updating your spreadsheet daily (including milage) and you're laughing.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • JonathanA
    JonathanA Posts: 464 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Just a quick one. If you claim your mileage at 40 pence per mile, you can't claim any other motoring related costs. The 40p per mile is intended to cover all other costs such as insurance, servicing etc!

    toto's spreadsheet idea is good!
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Thanks guys. I've been terrible for forgetting to note down my mileage... any tips on how to remember???

    Also in unrelated news.. today I fit into a pair of trousers I've not been able to get into since before Ashli was born.. :D:D:D:D:T:T:T:T:T I'm so happy!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    IA well done, just read thread and you are doing so well. Good luck with the CAB, always wnated to do somthing like that but beause I got into debt do not think they would want me lol

    All the best
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • You may have done this already Sar, but have you contacted the Inland Revenue's local office of Small Business Accounts Team? When OH went self employed a few years back, he was unable to get his head around what was needed and what needed to be noted etc., and he gave them a call. They sent a chap round to the house to help. He was brilliant. He sat there amongst the MANY colourful booklets they issue and said "don't need that one; don't need this one; nah, you don't need that one either". It was a godsend.

    He also went through which parts of your house could be included in your figures if you were doing some parts of the job from home. I can't remember exactly what they were, but it was a percentage reduction on utility bills (gas, water, telephone, lighting) for each room that was used.

    It really would be time invested well if you gave them a call to see if they can come out to see you and certainly when your pulling together your year end figures. Our chap used to love coming to ours coz we live in a beautiful part of the country and he said it was a lovely morning out of the office and he got tea and toast when arrived. :T
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    doelani wrote: »
    IA well done, just read thread and you are doing so well. Good luck with the CAB, always wnated to do somthing like that but beause I got into debt do not think they would want me lol

    All the best
    I'm in debt.. if anything it's better because you've to first hand experience of the problems that clients might be going through!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    You may have done this already Sar, but have you contacted the Inland Revenue's local office of Small Business Accounts Team? When OH went self employed a few years back, he was unable to get his head around what was needed and what needed to be noted etc., and he gave them a call. They sent a chap round to the house to help. He was brilliant. He sat there amongst the MANY colourful booklets they issue and said "don't need that one; don't need this one; nah, you don't need that one either". It was a godsend.

    He also went through which parts of your house could be included in your figures if you were doing some parts of the job from home. I can't remember exactly what they were, but it was a percentage reduction on utility bills (gas, water, telephone, lighting) for each room that was used.

    It really would be time invested well if you gave them a call to see if they can come out to see you and certainly when your pulling together your year end figures. Our chap used to love coming to ours coz we live in a beautiful part of the country and he said it was a lovely morning out of the office and he got tea and toast when arrived. :T
    Thanks... the guy on the SE helpline said he was going to send out a pack and a form about the SE contributions but all I've had is bill from the HMRC for £4.40! lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    That's the old £2.20 a week NI

    :T for the trousers, I love getting back into old clothes. :) I can get back into all my 10s now, woop.
    No longer using this account for new posts from 2013
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Morning Sar

    What busy delights do you have in store today :D

    tt
    x
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    *grrrrrrrrrrr*
    skinny people make me jealous-but I suppose I'll let you off Sar as you *have* been working out, eating healthy etc.
    sheeesh
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
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