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Cash ISAs: Are they worth it?
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As has been said, the money's yours. you earned it presumably, and the government would like to take as much as can off you. don't let them.
What I would say under the heading 'is it worth it', is scrabbling around different banks etc for the sake of 0.2%. The difference between 6.15% and say 6.35% is only £6 interest pa.. Often the convenience of a partcular type of account [branch based, internet based etc] far outweighs £6 in the long run.0
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