My Sister's Been Robbed By Hsbc!!!!!!!

jmc160

dunstonh wrote: »

You have to laugh at the thead title. In reality, the sister has been stealing from HSBC by borrowing money she isnt entitled to.
What you tend to find is that when someone posts a sensationalist style title or post then it will get followed up in a similar sort of way by many. "My Sister's Been Robbed By Hsbc!!!!!!! " was just asking for someone to react.

It sounds like the bank have used the right to offset which most banks do have in their T&Cs.



No. However, you remove any fraud protection you may have and if the bank finds out they can remove facilities from you account (such as internet banking) or even close your account.

Burying your head in the sand is never the right option. This just shows the sort of thing that can happen if you do. It should also be noted that the banks dont tend to use set off with subsidiary companies unless things have gone beyond a certain stage. Usually around the time that the bank starts cancelling all direct debits, withdrawing cashpoint and card facilities etc with a pretext to getting back what they can now and passing the rest on to debt collection. She needs to communicate with HSBC as soon as possible.

Fair enough, the title is a bit sensationalist, but one of my reasons for posting was to find out if the bank was allowed to do this, so as far as I was concerned at the time, she could very well have been robbed by HSBC.

I agree. it's very bad to bury your head in the sand, I've done it myself and paid the price with six years of not even being able to get a debit card. Had I known about this from the start, I may have been able to help her sort it out while there was still a chance.

When I see her tonight, I'll sit down and help her with a budget so she can contact HSBC and try and get something sorted.