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i have a phone call booked from or on wed and am absolutkley dreading it . can any one tell me how bad it is or what to expect. also i have read somewher they go into great detail into when you got loans ect dates and all that my memory is crap and i put rough dates on the court forms plus also just got the loans for crap and stupid spending i dont have a detailed account of every penny i spent does this matter0
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