Poor Credit Rating - You can still get a contract phone

saintscouple

Well i was able to anyway.
Ordered a W880i on the Flext 25 tariff @ £20 a month through Quidco for £40 cashback, on the T-Mobile site.
I used my solo card - which they debit £2 and then refunded straight away - plus entered direct debit details for monthly payments.
2nd email was recieved only 2 hours later confirming delivery would be today.
Quidco has also tracked at £40.
I was surprised as other providers had turned me down.
Thus thought this might be of use to anyone else with poor credit.

But my story doesn't end there as when i recieved my phone it wasn't what i ordered. Instead i have recieved a W580i.
So phoned them up and to cut a long story short as i was transferred 7 times, and gave them the bit about 'If this is the way you treat new customers, blah, blah, blah' I spoke to a supervisor and negotiated the following.

They set up a 2nd line of my account so they can order me a new phone for delivery tomorrow, whilst they send out the packaging for me to return the incorrect one.

They allowed me to have an N95 for free on the Flext 35 web&walk tariff for £25 a month for a contract term of 18months. Plus i get free weekend calls.
They confirmed this isn't a claim-back cost - i will be debited only £25 each month, and they have also added £25 credit to my account.

Now for most of you with good credit ratings i appreciate this isn't the best deal you could get, but for someone who has a poor credit rating and has been turned down elsewhere, I'm well impressed.

I hope this will also help to improve my credit score as well, by making payments on time.

Last thing to add - register on their website and it's easy to see what allowance you have left, so no reason to exceed it.