Is Cash King or Plastic Fantastic?

Former_MSE_Andrea

Poll Title: Is cash King or plastic fantastic? How do you pay for the majority of your purchases? Which of these is closest to your usage?

a) a debit/switch card
b) by cash/cheque
c) I use a cashback credit card (paid off in full)
d) I use a normal credit card (paid off in full)
e) I use my credit card and pay interest on it
f) a variety of ways

Vote here or click reply to discuss.

Also read Best Cashback Credit Cards Article:

IvanOpinion

Cashback credit card paid off at the end of the month all the way ... the only exception is if someone is willing to give me discount for paying cash - I'll take it, if not then I will go for the cashback.

ivan

newfunk

I always pay with cash, My Oh has a debit card, which works for her...I just like to have money to hand, and I always have the leeway for a discount!!

se999

I do feel I've succeeded when I'm buying online and get the lowest price, then use my cashback credit card via a cashback shopping site, and then ideally get loyalty points from the hotel/shop etc too:D

michaels

Can't get the poll to work but

I am cashback credit card all the way except where there is a charge for this (Ryanair you know who you are) in which case debit card/cash or whatever is cheapest - however with airlines there is always that slightly uneasy feeling of not being covered by the card issuer...

pin

Credit card where ever possible, cashback is the way to go.

nightsong

Cashback credit card, paid of each month, for sure. Or, cash. When I have to write a cheque now it feels most strange

kazd

Cashback credit card all the way, first choice Amex, then Capital One Circle. Have just had £270 from Amex and had £250 from Capital one, nice eh.

dodgyshirt

Identical choice of cards to Kazd. I'm just amazed at the high percentage of voters who pay off in full, every month, the non-cashback variety of credit cards.

Former_MSE_Andrea

Below are the results to our previous poll. Thanks to the 1900 participants who took part in this poll.

Previous Poll Topic: Is cash King or plastic fantastic? How do you pay for the majority of your purchases? Which of these is closest to your usage?

a) a debit/switch card 38.4% - (731 Votes)
c) I use a cashback credit card (paid off in full) 27.6% - (525 Votes)
d) I use a normal credit card (paid off in full) 17% - (323 Votes)
f) a variety of ways 8% - (152 Votes)
b) by cash/cheque 7.2% - (138 Votes)
e) I use my credit card and pay interest on it 1.5% - (29 Votes)

Total Votes: 1900

IvanOpinion

Interesting results. I would have thought that the people on this site would have made much more use of cashback or even something like a stores own credit card (to maximise reward points). But basically 45% are paying over cash and a further 17% use normal credit cards (although maybe some of those could be other 'reward' related cards).

Martin, your sermons must not be getting through.

Ivan