orange mobile insurance - worth having?

wallofbeans

what are people's opinions on orange mobile insurance at £5 per month? Is it worth having? What's the small print? Is there an excess? Are other mobile insurance deals better? Can I get my phone covered in the same way on my home insurance?

Advice welcomed!

MrsJ2008

I pay just under a £10 on my home insurance for my phone.

If you got with Orange yours would be £60!

reehsetin

it should be £6 not 5, main things are
is your phone worth over £72?
do you have a history of loosing damaging phones?
if you lost you phone would you mind using a £10 paug until upgraded time?

covers you if its lost/stolen/damaged, you have to have taken 'reasonable' care of it i.e. like not leaving it on a table and walking away

[Deleted User]

Let see.. in the 10 years i've had a mobile phone (originally with orange).. i've have 1 break (recalled, they gave me a new phone) and another one jumped from my pocket when i was running for a train.. (managed to fix it)

So, in that time, i could have paid (5 * 12) * 10 = 600 quid insurance. However, i would never have needed it, infact, if i'd put that much away, i could have lost a couple of phones and have bought new ones with the money.

However, lack of insurance made me more careful with my phone - it never came out on nights out when i was a student, and i never place it near sinks/toilet bowls

elljay20

how important is your phone to you? orange insurance is brilliant as far as mobile phone insurance goes. they will have a replacement to you within 12-24 hrs, delivered in a timeframe of your choice. i'd be lost without my mobile so it's great for me. but if you can wait a while for the home insurance to process your claim then that would be cheaper