Sophie's Debt Free Adventure

sophie27

I'm worn out! Spent nothing though! We've been to crazy golf, trampolines, dodgems, beach, feeding birds. I'm whacked!

God some bad news at dentist though which will hit me moneywise. Need three fillings!!!! And there is a problem with my front teeth which will eventually mean porcelain veeners. Had a look on some cosmetic dentist website as and I'll be looking at around 500 for each tooth. :eek:

I'm massively scared of the dentist so that should be fun. :rolleyes:

sophie27

Just in from pub. As I didn't feel like drinking and only had soft drinks, noone would let me buy any rounds so the 25 I went out with is still in my pocket!

jak

You are doing so well! I love your diary!
J
X
PS. Everyone hates the dentist!! Bad luck about the veneers!

sophie27

jak wrote: »

You are doing so well! I love your diary!
J
X
PS. Everyone hates the dentist!! Bad luck about the veneers!

Thank you! They might give me the dvd goggles for a long treatment which would help! Something with brad pitt, colin farrell etc should calm me down!

Panicked when came out and went straight into superdrug and bought that new foam toothpaste and hummingbird flosser thing. I need to be more proactive than reactive!

So I've been at my mums for two days and spent nothing! OH's ds is insisting paying for crazy golf, trampolines, ice cream etc. This will stop when we are back in London and me and his dad get fleeced! :rolleyes:

SteveyLomas

Sophie - have you considered knocking your student loan DD on the head. Maybe I misunderstand, but it looks as though you are paying it off through your wages then paying off extra. At 4.8%, which is about to go down, you should focus on all the other debts first and get them off. Once you have them clear, you barely need to consider the student loan at all, its just an extra bit of tax and is supposedly set to rise roughly with inflation. If you can knock off the A&L ad Barclays, you will be effectively debt free!

sophie27

I know! I'm planning to get rid of Student Loan DD and up my Barclaycard payment. Its just I graduated five years ago and I am dying to get rid of it. Doesn't make sense though so it has to go! Thanks for posting!

Right, I'm now off to a kids karaoke and disco. :rolleyes: :rolleyes: OH's ds seems non plussed and is refusing already to sing a note! His dad is always buying him designer stuff (he's only 6) off ebay and then sells again when he has grown out so he's kitted out in lacoste jumper and levi's. He even has stone island jumpers, jeans etc. :eek: Thankfully he pretty much makes the money back on everything he buys. Mad isn't it.

Oh and I got fleeced for 5.30 in the sweet shop for sweets for his dad. He really shouldn't be eating sweets either!

sophie27

Just stumbled across the apprentice application form. Hhhmmmm. :rolleyes:

100k a year and commutable...................

sophie27

Gorgeous day here so nipping to little cafe down the road in a minute to pick up some goodies for a beach picnic. I've spent hardly anything since being here (less than a tenner) so being at my mums is very DFW!

I'm not even dressed yet, all these lie ins are really not going to help when I'm back to work on Wed. Also I need to sort out my diet, as work has been v busy I've just been snacking on crap and I'm a stone over my perfect weight. My mum has a New Covent Garden cookbook so thought when back will knock up lots of soups and pop in freezer and make fruit salads to take into work. Just need some organising!

Went for a quick drink last night but only had the one so I'm kind of detoxing already!

sophie27

Beach was lovely, so hot! Met up with some friends and had a picnic. Went for drive to take in view etc.

Tonight just going to relax for a bit then pack as heading back tomorrow. Hate the drive, sooooooooooo long! Like coming into London though, had a nervous breakdown when get to marble arch and park lane though and always end up going round in circles!

Payday tomorrow so can knock 212 off my student loan. Then car loan on the 1st which will knock off 355. I'm getting there!

Just wish comping would be successful and win something fabulous which I could ebay!

sophie27

Off to amend my signature!! You can tell its payday.......................:D :j :beer: :T