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Cash ISAs

Are you permitted to open a new Cash ISA if you hold another Cash ISA, but haven't paid in to it in the current tax year?

Comments

  • RocketMan
    RocketMan Posts: 71 Forumite
    Yes you are.

    I think I am also correct in saying that you can open multiple ISAs in a year as long as you only pay new money into one of them, using the other to transfer your previous years allowance to take advantage of a higher rate.

    eg if you were to open a Barclays ISA at 6.5% (which does not except transfers) and then open one with A&L at 6.25% to transfer in your money from last tax year from NS&I at 5.55%.
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