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How long do searches remain on credit file?

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Comments

  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    Well, if it scares anyone, I've got 26 credit apps on my file from the last 6 months. 58 from the last 12. Yes, my credit score is quite poor despite a perfect payment history.

    Just in case anyone is thinking of applying for lots of credit once, DON'T.
  • And does this apply to credit checks that Employers do?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, if it scares anyone, I've got 26 credit apps on my file from the last 6 months. 58 from the last 12.
    All 'full-blown' credit applications, or are some unrecorded enquires such as ID verification, or quotation searches (which are not seen by other lenders)?
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