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Premium Bond Winner ?
Comments
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Swipe said:I know of a few other people on here like me that have had three blanks in a row on £50K but has anyone ever had more than that? If I get another blank next month I'll have to assume something has gone wrong with my bonds.
Congrats to those doing better !
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Is there a simple way to work out your monthly/yearly return in a percentage please? Both myself and OH have FH, this month I have won £125 and he has £100. Have never won more that £500 in a month between us. Would be interested to work out our wins compared with interest rates.1
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Sunshine_and_Roses said:Is there a simple way to work out your monthly/yearly return in a percentage please? Both myself and OH have FH, this month I have won £125 and he has £100. Have never won more that £500 in a month between us. Would be interested to work out our wins compared with interest rates.
For monthly, multiply by 12, divide by 50,000 and multiply by 100
So for you, £125 this month, x12 would be = £1,500. Divide that by 50,000 = 0.03, x100 = 3%
For your OH, £100x12 / 50000 x100 = 2.4%
For yearly, use your actually received 12monthly amount instead of the monthly x12 calculation
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Sunshine_and_Roses said:Is there a simple way to work out your monthly/yearly return in a percentage please? Both myself and OH have FH, this month I have won £125 and he has £100. Have never won more that £500 in a month between us. Would be interested to work out our wins compared with interest rates.
Divide by 50000
Then either press % button on calculator or multiply by 100 to get %
This is tax free but if you want to figure out what it would equate to on taxable savings then for basic rate divide by 8 and multiply by 10 or for higher rate tax payer divide by 6 and multiply by 10.So on above example 1000/50000 = 0.02
0.02x 100 = 2%
which if you are a basic tax payer is equivalent to 2.5% on taxable savings
Or higher rate to 3.33%
I don’t do it for the monthly amount it is more complicated and more volatile, you’ll find most people here are either quoting a rate for the last twelve months or for the year to date so far.Hope that is useful🙂3 -
200 notes, biggest ever win for me, £25k holding1
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£100 + £50 + £25 this month taking the total to £3,150 in the last year on £46k.
Better than I could get in savings (just) and tax free.
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2 x £100 on 21k1
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1 x £100 on a 32k holding.
History for last 6 months; all on a 32k holding
Jul 24 £100
Jun 24 £0
May 24 £50
Apr 24 £0
Mar 24 £0
Feb 24 £0
Jan 24 £50
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took out most of mine last year, left just £150 in pleasantly won £100 this month (after 8 months of not winning anything.6
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Wins this year on 16.5k (4 bonds).
January 225
February 25
March 150
April 25
May 0
June 25
July 50
Total £500 approx 3% return.1
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