Premium Bond Winner ?

poppystar

i do wonder with these very small bond holdings from decades ago, especially where it was the only holding,  whether they were simply not known about by anyone other than the holder who might have since died and the paper bond just got lost. I bought a bond for a boyfriend in the seventies which he obviously knew about as it was in his name, I just paid for it. I still have that paper bond somewhere and doubt he would remember it or any of his relatives would know so there could be a lost fortune there🙂!

Kim_13

My dad reckons he has £1 that was bought for him by a friend of his mother's when he was born. He says when he tried to merge it with his holding that NS&I said the name on the bond was wrong. I have never seen this £1 bond though I have seen his holder's number typed on a National Savings card that clearly pre-dated computers (he says another family friend bought those and that they were transferred to him without issue when he became of age.)

I do wonder whether the problem with the £1 is that said friend may have purchased it herself for him, in which case (assuming that the rules on who can buy premium bonds for children are the same now as they were then) she wouldn't have been entitled to do so. The friend who bought the others could have gone the correct way about it and given the money to one of my grandparents to then make the purchase. Surely the worst mistake that could have been made with the name of a friend's child would be to misspell it and not get it wrong to the extent that it is unrecognisable who the bond belongs to.

BooJewels

There definitely were £1 bonds in the early days - I added 2 x 1s and a fiver when I signed up for an online account two or three years ago.  Despite changing my name through marriage and moving house several times, they managed to verify them and add them to my account. I think, from memory the holder card was made out at the address we lived at when I was born.   But if the friend bought it from within her account using her holder number, it might never have been truly his.  I think mine were bought over the counter from the post office. 

poppystar

£100 again on FH 😐. Consistent if not glorious!

GalacticaActual

£225 this month on full 50K holding (4 prizes):

• £100 (from a batch of £275 in 2015, never won a prize before)
• £50 (from a batch of £4,000 in 2020, 8 prizes, £275 won in total)
• £50 (from a £10,500 batch in 2022, 17 prizes, £800 won in total including prize below)
• £25 (from the above batch of £10,500)

cymruchris

£175 this month on a full holding in my last but one draw.

Jun 23 - £25
Jul 23 - £150
Aug 23 - £ No win
Sep 23 - £200
Oct 23 - £50
Nov 23 - £100
Dec 23 - £150
Jan 24 - £200
Feb 24 - £275
Mar 24 - £75
Apr 24 - £75
May 24 - £175

£1475 for the rolling year... 2.95%

BooJewels

£100 for me on £22k - had that amount for a full year now, so makes it easier working my return out - which this brings to 6.02% for the rolling year to date.

This was my 25th draw (since I bought a decent amount, not the seven quid I had from birth) and my 37th individual prize, only 6 blank months.  I do seem to have one batch of bonds that are more 'lucky' than others - with twice as many prizes as another batch of the same value.  

Nebulous2

£75 on £29k. Holding down slightly as we withdrew some. 

Kim_13

£400 on max, £200 of that from a block of £11,500 that statistically isn't usually as lucky as I thought. It is my longest block but outdone by six other shorter blocks (minimum 3K) and two flukes from blocks of £85 and £250.

Very happy. Having shuffled money around yesterday, I thought I could do with £100 but didn't expect to get it as I had been running at about 6% in 2024.

Now 6.48% for 2024 and 3.75% for the rolling 12 months, so I guess it balances out really. Didn't realise my return overall was only 1.69%!

SandyN21

For the first time in over 14 months no win for me with max holding. 

wins for 2024 SO FAR = £800

£nil    May

£125  Apr  (£100 + £25) 

£225  Mar (£25 + £50 + £50 + £100) 

£150  Feb (£100 + £50) 

£300  Jan (2 x £100 + 2 x £50)

WINS for 2023 = £1,225 with max holding

WINS for 2022 = £   575 with max holding