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Premium Bond Winner ?

19479489509529531080

Comments

  • SVts
    SVts Posts: 174 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 3 April 2024 at 10:33AM
    10k = £0

    Only time I have won anything was £25 way back in June 2023. Have I been unlucky?

    I could get an extra £50 a month with savings so I'm going to pull the plug today but I have the feeling next month could be my month  :# no ticket = no prize
  • friolento
    friolento Posts: 2,494 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Two months in a row without any win on full holding. The performance, full holding throughout, for the last tax year has not been stellar but also not totally terrible. I have bust my PSA, and I’d have needed an account returning at least 4.5% to get the same return in interest. Such accounts were obviously available over the last 12 months but none of them is offering the monthly excitement of may be winning big 😂

    Still, it might be time to reconsider whether I want to effectively spend 40 quid or more a month gambling. £40 a month after tax is what I could reasonably have made more in savings accounts. Not interested in gambling more than I already do in investments, and my pension is sorted. I might just simply spend the lot on travel now ✈️🚢🌎🏖️😎
  • MallyGirl
    MallyGirl Posts: 7,225 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    3 x £100 plus £25 on nearly full holding.
    This takes me to £3,125 in the last year on approx £47k. Better than I would have got in savings.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • fabsaver
    fabsaver Posts: 1,306 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My best month this year! £50 on a £40k holding  :#

    So far this year I've had two blank months and one at a measly £25, far short of what I'd have earned in interest in an easy access account  :(


  • Johnjdc
    Johnjdc Posts: 396 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    £375 family total on 3x full holding. A step down from last month when it was only slightly more than that, but nearly all of it was mine :hushed:
  • Class142
    Class142 Posts: 29 Forumite
    Second Anniversary 10 Posts
    Just £50 for me this month on FH 🤨
  • booneruk
    booneruk Posts: 742 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Had a couple of zero months this year, but managed to net £1100 today (1x1000, 1x100).

    Full holding, all accumulated over the last 1.5years.
  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    Jan - £250
    Feb - £200
    March - £550
    April - £150

    YTD - £1,150

    50k holding

  • thegreenone
    thegreenone Posts: 1,189 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £275 for me and £75 for hubs.  Total over the last tax year = £2375 joint.  Thank you muchly.
  • Nothing again for me, 6 months in a row on £10k holding. Withdrawn it all (£11.1k after topping up last month) & will be putting it in a Virgin Money savings account at 5% interest. Feels rather foolish to stay in PB’s when there’s a positive return to be made elsewhere. 

    This money is put aside to pay for landscaping work in the next 3 years. Maybe once I retire & have £50k of tax free cash with no plan I’ll put the max holding in & see if my luck has changed! 
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