📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Premium Bond Winner ?

15355365385405411080

Comments

  • 1x£25 this month so £250 in 6 drawers.


    JDJ
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1.275% in 2019. 51*£25.

    As predicted.

    Who needs a "post-doctoral cosmology statistician"

    when common-sense will do the job?...:)
  • BookWorm
    BookWorm Posts: 2,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've had my first wins in over 5 years. I had £50 last month and £25 this month. My holding is only £600 :)
  • Just received my latest email from ernie. Flashing lights, saying well done you've won. Wow! :j I thought this is a dfferent email to the previous ones which advised me to go to the web site to see that I had won £25. So off I went with expectations that were about to be dashed once again :(. It was just the usual £25 win's. That makes a total of 45 x £25 this year for my wife and I on a max investment. I never hear of anyone winning more than £25 in this forum :cool:.
    Trying to learn something new every day.

    ;)
  • fiisch
    fiisch Posts: 511 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Oldbiggles wrote: »
    Just received my latest email from ernie. Flashing lights, saying well done you've won. Wow! :j I thought this is a dfferent email to the previous ones which advised me to go to the web site to see that I had won £25. So off I went with expectations that were about to be dashed once again :(. It was just the usual £25 win's. That makes a total of 45 x £25 this year for my wife and I on a max investment. I never hear of anyone winning more than £25 in this forum :cool:.

    Someone posted awhile back having won the top prize... Thread was kicking around for awhile, and OP sounded genuine! I guess someone has to win it..!

    Second win for me this month - another £25. Only had £3,000 worth of qualifying bonds (added another £5k in October which won't be eligible until next month).

    A nice surprise, and more exciting than a regular 1.xx% interest paying savings account. :D
  • fiisch wrote: »
    Only had £3,000 worth of qualifying bonds (added another £5k in October which won't be eligible until next month).

    That should have been eligible for December's draw. Unless they've changed the rules, they only need to hold the money for one full calendar month.
  • Does anyone know of an excel spreadsheet where you can enter what you pay in and any prizes and it will tell you the interest rate you're getting?
  • eskbanker
    eskbanker Posts: 37,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sparky0138 wrote: »
    Does anyone know of an excel spreadsheet where you can enter what you pay in and any prizes and it will tell you the interest rate you're getting?
    I can tell you the interest rate you're getting: it's exactly 0%, as they don't pay interest :)

    If you're looking to calculate an annual rate of return, your best bet will probably be to use the Excel XIRR function. If you search the forum for this, it'll bring up a number of threads where its use is discussed, such as:

    https://forums.moneysavingexpert.com/discussion/6016244/how-to-calculate-profits-from-s-s-isa
    https://forums.moneysavingexpert.com/discussion/6068519/a-better-way-to-analyse-my-returns
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sparky0138 wrote: »
    Does anyone know of an excel spreadsheet where you can enter what you pay in and any prizes and it will tell you the interest rate you're getting?


    It is such a simple spreadsheet it'd be quicker to write it than have to find and become familiar with someone else's sheet.


    Or just do it in your head.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.