Premium Bond Winner ?

Stubod

..both have max holding for last 10 years+,

1st time I have had 2 "zeros" in 2 consecutive months,

1st time we both had "zero" in the same month,

1st time we have had 5 months (in a year) with no payout,

1st time one of us has had 3 months in a year with no payout.

…..are they trying to tell me something??

silverwhistle

I haven't updated my spreadsheet but have been tracking and doing slightly better than the nominal interest rate on a FH. £225 this month so maintaining that record so no doubt due a blank next month!

london21

Only £75 this month and have 50k in since jan 2025.

ladruid

https://forums.moneysavingexpert.com/discussion/comment/82091430#Comment_82091430

Aye, I was referring to last months winnings. We still get paper winning cheques. And the reference to the envelope size, larger wins come through the post much earlier and usually in a slightly smaller envelope than the smaller wins that come later in the month.

I did check this month and its £375 this month, nearly touching 4% for the year so far, fingers crossed it keeps going!

Mrs_Z

Big fat £0 this month for me on full holding. Not happy.

2026 winnings so far total £675 or £96/month - not a great return.

Rolling 12 months total winnings £2,125 averaging £193/month so the rate drop really shows.

This is the first blank however during the rolling 12 months (haven't checked further), but may have to start thinking alternatives for 2027.

Arrietty

No wins for me this month.

Have withdrawn another £2k to invest.

PixelPound

https://forums.moneysavingexpert.com/discussion/comment/82092855#Comment_82092855

The less PB's the higher the chance no wins next month. Though maybe it's your intention to gradually invest

Arrietty

https://forums.moneysavingexpert.com/discussion/comment/82093403#Comment_82093403

Very true and I and took that into consideration before making my decision 😊.

PB's have been my emergency fund for a while now but this year I took the opportunity to fill a Cash ISA before the allowance changes so with retirement now just a few years away I feel I'd get a better return by investing more of the PB's into a SIPP and using my cash ISA as an emergency fund instead.

Swipe

I don't think I've ever seen so many full holding blank posts as this month on here.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82094111#Comment_82094111

£200 on FH this month, but I had a blank last month. Other full holding in the house got £225 last month and blank this month.