Our heads have been in the sand for a few years

kcsc

Trying to make sense off all this isa stuff min, max, self select isas don’t hold any isa at the moment one pep which I believe is soon going to become a isa
well here goes we have got shares in few company’s some going back more than ten years we have some paper certificates other are being held for us one or two in joint names most are in individual names all with different share registers most have been free issues from banks building societies power company s , right issues want to keep most off them at the moment except for possible one which was a penny share but has made small profit held for ten years and never been paid a dividend to date but thinking off using this money to buy more” how silly in this current market” can also put some cash into opening an isa only one off us is a tax payer at the moment several bank building societies accounts current accounts and deposit not getting any return and have not for a long time.
so where do I start ? to make these thing work for me
[FONT=&quot]1-put all the shares with one broker ! register ? and any suggestions.
2-Split it - some in isa this year and some for after 5th april
[/FONT][FONT=&quot]3-Type off isa min max self select cash[/FONT]
4-Or is there a better route for savings and shares

Not rich just stupid and confused need to make a start somewhere some, time had our heads in the sand for long

jem16

kcsc wrote: »

[FONT=&quot]1-put all the shares with one broker ! register ? and any suggestions.

Selftrade if you are talking about shares.

2-Split it - some in isa this year and some for after 5th april

Depends on the amount involved. Your allowance is £7000 at the moment, rising to £7200 next tax year.

[/FONT][FONT=&quot]3-Type off isa min max self select cash[/FONT]

Again depends on your requirements.

Mini & Maxi disappear on April 6th to be replaced by Cash or S&S ISA. You will have a maximum of £7200, up to £3600 will be for cash.

4-Or is there a better route for savings and shares

Always use your ISA allowance first.

kcsc

the amount we hold in shares is over 7,000 so do we open an isa each

jem16

Yes you can open an ISA each.