Our road to recovery-Part 2

lucielle

Glad things are still going ok.
l

WorkingHardDFW

You are doing well and sounding really positive and in control which is the key to getting DF eventually.

Keep up the good work! :T

ltm07

Thanks folks! Just got ack from a short break in Blackpool & it's done us the world of good! Didn't overspend either. Asked DD if she wanted to go around the pleasure beach but she wasn't bothered, as she doesn't like many of the big rides, so that saved us a bit of cash, so apart from petrol money, fish & chips & a few beers, we didn't spend alot more. DD spent a tenner in the arcades, but that came out of her own pocket money.

ltm07

Well managed to knock over £200 off our debts(well over £300 as some transactions haven't reached their destination IYKWIM). We are quite pleased with that considering it was DD's birthday & we went away for a couple of days. Applied for another CC with Capital One for 5.5% til 2011, but they can't give an answer for 7 days, so not holding out much hope! Cleared the ghastly 19.5% OD & used up the 0% first £300 of OD by paying an extra £101 to Mint card @ 15.9%. Hoping for a good November but have car tax & also water coming through from bathroom again, so more expense there:mad: . My mate coming around later to fix the problem, but I think the bathroom's jinxed, we have spent good money after bad on it to be honest. We could have claimed through our insurance a few months ago but it seemed a shame to rip apart a lovely brand new bathroom. Going to see what he can do later & if we have anymore problems we will have to claim through insurance. So thanks for reading & here is new update!
Debt at LBM 1(July 1st 07)-£33,744.48
Debt at LBM 2(July 20th 08)-£32,158.37
Debt Today(October 31st 08)-£30,701.04

lucielle

Its all going in the right direction. Keep plodding.
L

ltm07

Thanks Lucielle, we have also spent £365 & saved up another £350 towards wedding, so very pleased with our progress. Hopefully, all being well, when the big day's over, we can start hammering our debts big time!

lucielle

When is the big day?
L

ltm07

Next August lucielle. We are having everything in one place & OH's Mum is giving us £1,200 towards it. Hoping to do the whole day + honeymoon for less than £3K!

lucielle

Where are you planning for the honeymoon?
L

ltm07

Well originally it was going to be Ireland, but we would like to go to Ireland & explore the country, so will go there another year, but we've changed our mind & are going to a lovely little resort in Majorca, called Peurto Pollensa,(forgive the spelling)! I went there a few years ago with my mates after the travel agents cocked up & sent 8 lads in their early 20's there, instead of to the more lively Alcudia, a few miles down the road! Always said that I'd go back there one day & looking at the resort again on the net made it an easy choice for both of us,it's gorgeous! Just the 2 of us were going to go at first, but we have both agreed to take DD, as obviously we cannot afford another holiday next year, so we don't want her to miss out! So it will be a week of chillin by the pool & on the beach, really looking forward to it!