Money transferred into my account - from where?

Mrs_Jacko

Hi
Can anyone advise me?
I have a NatWest account and in June 2006 £7,500 transferred into my account with a european reference no. It's an account I only use twice a year and this amount is still in.
Can I transfer this money to a higher interest account at NatWest? Or is this unlawful?
I have not been into the branch to query it - should I have done this?
No-one has queried it - how long does it have to be in NatWest account?
Look foward to your advice
MrsJ

DGJsaver

Al_Mac wrote: »

The simple answer is, it isn't yours.

You should inform the bank.

There is some argument that, if it isn't reclaimed within six years, it would not be enforceable as a debt. So then, in theory yours, but there is no proof of this.

To be fair the fact that the OP doesnt know if it is hers , doesnt mean it isnt:D

jonesMUFCforever

It depends on whether you believe the OP or not or whether we have caught another TROLL!!

efallai

Mrs_Jacko wrote: »

Hi
Can anyone advise me?
I have a NatWest account and in June 2006 £7,500 transferred into my account with a european reference no. It's an account I only use twice a year and this amount is still in.
Can I transfer this money to a higher interest account at NatWest? Or is this unlawful?
I have not been into the branch to query it - should I have done this?
No-one has queried it - how long does it have to be in NatWest account?
Look foward to your advice
MrsJ

Sorry to be boring Mrs Jacko but there is actually a law against this... the Theft (Amendment) Act 1996 updates s.24 Theft Act 1968 to say "A person is guilty of an offence if—

(a) a wrongful credit has been made to an account kept by him or in respect of which he has any right or interest;

(b) he knows or believes that the credit is wrongful; and

(c) he dishonestly fails to take such steps as are reasonable in the circumstances to secure that the credit is cancelled. "

Read here for full details: http://www.opsi.gov.uk/acts/acts1996/ukpga_19960062_en_1#l1g2